Provisional License holder driving alone

SandTiger

How many penalty points will a provisional license holder get if caught driving alone or with people who don't have a full license?

Are there any additional penalties?

Doyler92

As far as I'm aware you're eligible to an €80 fine also.

Then if you recieve more than 2 penalty points it will affect your insurance premium.


Edit: just noticed I'm completely wrong. Apologies OP.

MascotDec85

SandTiger wrote: »

How many penalty points will a provisional license holder get if caught driving alone or with people who don't have a full license?

Are there any additional penalties?

€1000 for a first offence

€2000 for a second

**Timbuk2**

€1000 fine for driving alone, and possibly an additional €1000 fine for non-display of L Plates.

Mr. Presentable

Plus a kick in the apse for not knowing the provisional licence went the way of the dodo years ago.

GarIT

I heard aswell of a particularly grumpy gaurd in my area did someone for driving without insurance too because your insurance would state that it only applies if you are accompined by a licenced driver.

Oh_Noes

How come the only people who still refer to Learner Permits as provisional licenses are Learner Permit holders.

MascotDec85

GarIT wrote: »

I heard aswell of a particularly grumpy gaurd in my area did someone for driving without insurance too because your insurance would state that it only applies if you are accompined by a licenced driver.

Some insurance companies categorically state that a learner must be accompanied otherwise their policy is null and void. It could have been the case here

jhegarty

GarIT wrote: »

I heard aswell of a particularly grumpy gaurd in my area did someone for driving without insurance too because your insurance would state that it only applies if you are accompined by a licenced driver.

That case would have failed as your insurance is not affected.

johnmcdnl

Oh_Noes wrote: »

How come the only people who still refer to Learner Permits as provisional licenses are Learner Permit holders.

because it's the same thing................................ changing the name doesn't change what it does........

like people calling the Aviva Stadium Landsdowne road or calling the O2 The Point still...

there the exact same thing bar a name change - maybe tightening up on one or two things here and there but it's the same so who cares what it's called...

GarIT

MascotDec85 wrote: »

Some insurance companies categorically state that a learner must be accompanied otherwise their policy is null and void. It could have been the case here

jhegarty wrote: »

That case would have failed as your insurance is not affected.

I honeslty don't have a clue, it was just a rumor going around mates really, I don't know if theres any truth behind it. I got insurance from Aviva last tuesday and I was told sepifically that I'm not insured unless there is a fully licenced driver that has held a licence for two or more years in the front passenger seat of the car.

**Timbuk2**

GarIT wrote: »

I honeslty don't have a clue, it was just a rumor going around mates really, I don't know if theres any truth behind it. I got insurance from Aviva last tuesday and I was told sepifically that I'm not insured unless there is a fully licenced driver that has held a licence for two or more years in the front passenger seat of the car.

My Aviva policy also stated that, and I got a letter saying the same thing shortly after taking it out. I'm guessing you have the same deal I got, the 10 lessons with the free accompanied driving cover for 6 months. This isn't the same thing as "named driver" insurance cover (or at least it wasn't for me) as I wasn't listed as a named driver on my mother's policy, and the accompanied driving cover conditions clearly specified I could only drive with one of my parents in the car (not any full licenced driver who had their licence over 2 years, as the law states). It's a bit more restrictive than normal insurance!

And over the phone she did specifically state that driving without an accompanying driver would effectively make my policy void, meaning I had no insurance!

But with more "normal" insurance, it's more common for them to insure you for the sake of the third party (regardless of your level of cover) and then possibly to claim the costs back off you (which they may or may not do).

Mister Jingles

**Timbuk2** wrote: »

It's a bit more restrictive than normal insurance!

I've always felt that its down to the price you pay being the cheapest around, therefore more restrictions.

starlit

You aren't covered by your insurance when you drive on your own on a public road anywhere else say a private road/estate/car park is ok I say.
You are only covered by your insurance when you have an accompany driver with you on a public road.

**Timbuk2**

Mister Jingles wrote: »

I've always felt that its down to the price you pay being the cheapest around, therefore more restrictions.

Yea that's probably the case all right. I'd still recommend the Aviva deal though, ideal for a young learner (I was 17 when I started learning, and male!). The car you use needs to be under 1.6L I think, but most people wouldn't find that to be a problem if they are starting out!

Oh_Noes

johnmcdnl wrote: »

because it's the same thing................................ changing the name doesn't change what it does........

like people calling the Aviva Stadium Landsdowne road or calling the O2 The Point still...

there the exact same thing bar a name change - maybe tightening up on one or two things here and there but it's the same so who cares what it's called...

They're not the same, a number of things changed at the same time that the name changed.

And I do think the name is important because the learner permit isn't any kind of license to drive. It's a permit to learn how to drive while accompanied by a licensed driver. The first few replies in this thread should tell you all you need to know in that regard.

Alanstrainor

doovdela wrote: »

You aren't covered by your insurance when you drive on your own on a public road anywhere else say a private road/estate/car park is ok I say.
You are only covered by your insurance when you have an accompany driver with you on a public road.

This is not true.

This gets thrown around all the time, but it is not universally true. Breaking the law does not invalidate insurance, if it did, insurance would be a waste of time.

Read your policy, as some may have a condition requiring learner drivers to be accompanied at all times, but this is not true for all insurance policies.



Whether or not your are insured or not doesn't take away from the fact that it's against the law for a Learner Permit driver to drive without a driver who has held their license for 2 years or more in the passenger seat.

SandTiger

Along with the fines, how many penalty points are received?

Can anyone recommend an insurer who does not invalidate the insurance or at least covers third party?

Alanstrainor

SandTiger wrote: »

Along with the fines, how many penalty points are received?

Can anyone recommend an insurer who does not invalidate the insurance or at least covers third party?

No penalty points afaik.

You'll have to ask about the conditions of the policy, as it wont be something that's universal to all policies. An insurance company will usually offer many different policies with different conditions.