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Insurance deposit

  • 30-06-2011 6:40pm
    #1
    robbie_998
    Closed Accounts Posts: 4,222 ✭✭✭


    Hi guys

    Just a quick one

    I got insured and it was agreed I would pay a deposit and the rest over 9 months

    Paid a deposit

    But got a letter today saying my direct debit details saying It will be 12 months

    They both add up to the same amount but I already pad the deposit !

    What happens here ?

    If I do pay 12months and deposit it means that the quote is a few hundred more than what was agreed with 9 months !


Comments

  • #2
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    You pick up the phone and call them.


  • #3
    robbie_998
    Closed Accounts Posts: 4,222 ✭✭✭robbie_998


    MagicMarker wrote: »
    You pick up the phone and call them.

    Would like to but can't get through until morning so just wanted to Chen you guys out first


  • #4
    deisedave
    Closed Accounts Posts: 1,165 ✭✭✭deisedave


    MagicMarker wrote: »
    You pick up the phone and call them.

    helpfull:rolleyes:


  • #5
    robbie_998
    Closed Accounts Posts: 4,222 ✭✭✭robbie_998


    Come on guys its my first time and don't wanna get screwed for this


  • #6
    Jimdagym
    Registered Users, Registered Users 2 Posts: 3,844 ✭✭✭Jimdagym


    robbie_998 wrote: »
    Come on guys its my first time and don't wanna get screwed for this

    You are just going to have to ring them in the morning and hammer it out. Have you your original quote somewhere? They should have nailed you out a proposal. Hopefully you do. On the phone confirm that your original agreement stands, or you now have a lower 12 month payment. It shouldn't be a big deal, but get them to post you out a copy of whatever is decided on. Always, always, always keep any correspondence between yourself and your broker/insurer. Get yourself a little file and keep the likes of this, policy, NCT certs, log book. You never know when you need it.


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  • #7
    robbie_998
    Closed Accounts Posts: 4,222 ✭✭✭robbie_998


    Jimdagym wrote: »
    robbie_998 wrote: »
    Come on guys its my first time and don't wanna get screwed for this

    You are just going to have to ring them in the morning and hammer it out. Have you your original quote somewhere? They should have nailed you out a proposal. Hopefully you do. On the phone confirm that your original agreement stands, or you now have a lower 12 month payment. It shouldn't be a big deal, but get them to post you out a copy of whatever is decided on. Always, always, always keep any correspondence between yourself and your broker/insurer. Get yourself a little file and keep the likes of this, policy, NCT certs, log book. You never know when you need it.

    Yes I have paper work all safe and so on

    I dont mind 12 or 9 months but if it stays at 9 months then it's what was agreed

    But if it goes to 12 months then it's a deposit more than what I should be paying of a couple of hundred ! So if I do the 12 month then I should get the deposit back but all the paper work I signed was for a deposit with 9 months.

    But I guess it could just be a simPle error

    Thanks anyway


  • #8
    -Chris-
    Closed Accounts Posts: 12,035 ✭✭✭✭-Chris-


    You need to call them, it's probably a typo, but only they can confirm it.


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