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Carvan Insurance problems!

  • 30-06-2011 5:34pm
    #1
    coronaextra
    Registered Users, Registered Users 2 Posts: 383 ✭✭


    Yes I know, not another carvan, tax/insurance thread! (I have searched but not found the answers, if there are any!).

    I bought a Toyota Corolla car van (no back seats).

    I will be using it sometimes to help my father on the farm, but mainly for personal use, so I WILL be taxing it privately.

    I was ringing around the insurance companies and many are refusing to quote me for insurance. The reason they are giving is that goods vehicles must be taxed commercially.

    So I am not allowed to tax my carvan commercially as I am sometimes using the van for my own use.

    Yet I am not allowed to Insure the vehicle if its not taxed commercially.


    Has anyone else had these kinds of problems getting insurance in a carvan? any information would be greatly appreciated.


Comments

  • #2
    Otis Driftwood
    Closed Accounts Posts: 9,925 ✭✭✭Otis Driftwood


    FBD will only cover car vans as private,never as commercial so ring them and they will quote.Plus if yer Da has a farm insured with them then they will bend over backwards for you.;)

    Other companies are more stringent as it is technically a light commercial vehicle and would be rated like a Caddy for example.


  • #3
    coronaextra
    Registered Users, Registered Users 2 Posts: 383 ✭✭coronaextra


    Thanks for the advice, I got a quote off them there, they seem very helpfull. The quote was quite dear but better to have it insured properly than saying its used for work use only.


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