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Pre Pay Credit Cards?

  • 23-06-2011 9:17am
    #1
    bellchick
    Closed Accounts Posts: 9 ✭


    Hey
    Does anyone know any other prepay credit cards other than 3v and the 02 money card? and which is the best?
    :D
    Tagged:


Comments

  • #2
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    dudara


  • #3
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    Moneybookers
    Neteller


  • #4
    du Maurier
    Closed Accounts Posts: 1,198 ✭✭✭du Maurier


    I'd have to second Neteller as mentioned above. 3v and O2 are a joke when it comes to fees, hidden or not.


  • #5
    bellchick
    Closed Accounts Posts: 9 ✭bellchick


    whats so good about that one? and what are their hidden fees?


  • #6
    du Maurier
    Closed Accounts Posts: 1,198 ✭✭✭du Maurier


    Well with 3v I find that after you've made your purchases there's a sum remaining which can't be added onto another voucher for free (it can be transferred but the transferring fee is something like 5 euro) which makes it relatively pointless to transfer should the remainder be under 5. Should you use a number of these vouchers it makes it a little awkward and it does add up over time.

    The 02 vouchers (as far as I'm aware) charge you a fee if there's still funds remaining on the card after a certain period of time. I can't seem to download the t&c's but you can find that on their website. It appears to me that it would also prove costly.

    With Neteller you can deposit funds as an 'international bank transfer' for free, to your card which can be used on any site. For example there's no fee charged should you book flights on Ryanair, which is handy as a normal credit card would incur a hefty charge.

    It's handy if you use the card in conjunction with ebay/Paypal as it can be linked to your account and doesn't have 3-monthly expiry date as 3v has.
    Conversely should you not want to use the physical card to make purchases you can use one of their virtual cards online which generates a temporary cc number. It's versatile enough so you don't really have to constantly go out and buy vouchers and incur fees every time you purchase.


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  • #7
    bellchick
    Closed Accounts Posts: 9 ✭bellchick


    ohhh i see. but what would u be using it for? cuz id only be using it for little transactions here and there randomly-would an 02 card or something be better for "now and then" online shopping, like is the one you're talking about more suited towards an ongoing payment? or regular payments that require credit cards? cuz yer one sounds condfusing!


  • #8
    GSF
    Registered Users, Registered Users 2 Posts: 1,831 ✭✭✭GSF


    I have a Moneybookers card. Handy for web purchases (flights, etc). Easy to top up and no on-going fees.


  • #9
    bellchick
    Closed Accounts Posts: 9 ✭bellchick


    how do you top up? which cards have ongoing fees? (and wat ARE ongoing fees??) x


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