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Most you've paid for insurance?

  • 21-06-2011 5:58pm
    #1
    Registered Users, Registered Users 2 Posts: 1,288 ✭✭✭


    8 years ago I once paid €5500 for insurance on a 97 saxo vts. I had written off two cars in the year before and needed to be on the road :(

    I know I was mad.


Comments

  • Registered Users, Registered Users 2 Posts: 61 ✭✭dmcar02


    IIRC when I was 17 I badly wanted to be insured on the folks 1.4 Astra, so badly I paid an extra €2400. I even had my full licence

    That covered me for a grand total of 6 months (:eek:) until the policy renewed.


  • Posts: 23,339 ✭✭✭✭ [Deleted User]


    IR£2500 on a Rover 214 with a full licence at 20 with 2 years NCB. Was only IR£1588 two years before that with 0 NCB and a provisional at 18. Funny business.


  • Moderators, Regional Midwest Moderators Posts: 11,247 Mod ✭✭✭✭MarkR


    €3072 IIRC on a 1.3l starlet


  • Registered Users, Registered Users 2 Posts: 9,248 ✭✭✭Plug


    €2365. Two years later its gone down to €688. the the renewal quote the other day and threw a party:pac:


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    1850 on a Kia Sorento XSE when I was 18, quinn wanted 3500 off me for my current car , got it down to 1799 with aviva


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  • Registered Users, Registered Users 2 Posts: 4,503 ✭✭✭Seweryn


    €700 for a 3-litre engined car in 2007. Unjustifiable Madness.


  • Registered Users, Registered Users 2 Posts: 9,248 ✭✭✭Plug


    Seweryn wrote: »
    €700 for a 3-litre engined car in 2007. Unjustifiable Madness.
    God yeah what were they thinking. An absolute bargain!:pac:


  • Registered Users, Registered Users 2 Posts: 7,528 ✭✭✭JoeA3


    Around £2,200 (punts!) back in 99-2000 on a ford focus. I was 22/23.


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    The most I paid was about 600 euros.
    I'm driving all the time since I was 17.


  • Registered Users, Registered Users 2 Posts: 5,467 ✭✭✭ofcork


    Paid £2500 back in 98 on a new punto sx with the bro as a named driver.


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  • Registered Users, Registered Users 2 Posts: 2,005 ✭✭✭Cionád


    €2,600 for an Almera when I was 20.


  • Closed Accounts Posts: 16,066 ✭✭✭✭omb0wyn5ehpij9


    Most expensive car policy is €1600 fully comp on an Integra Type R DC2.
    Most expensive motorbike policy was €3000 for third party fire and theft on a 75cc bike :(


  • Registered Users, Registered Users 2 Posts: 8,753 ✭✭✭qz


    €2102 fully comp on a 1.4 Golf at the age of 19, not bad considering it was my first car and all that.


  • Closed Accounts Posts: 960 ✭✭✭Crackle


    €3,000 for a feckin 1.0 Corsa when I was 18.


  • Closed Accounts Posts: 2,975 ✭✭✭W.Shakes-Beer


    €1800 for a 1.4 Astra when I was 18, full licence.


  • Registered Users, Registered Users 2 Posts: 838 ✭✭✭Wats_in_a_name


    €2400 for 1.1 206 when I was 17. Now €2,050 for a 1.6 Alfa 147 with 1 years NCB. I hate being male.


  • Registered Users, Registered Users 2 Posts: 4,175 ✭✭✭Top Dog


    IR£2700 for fully comp on a Nissan GTI-R at 25 years of age and with 0 NCB ... worth every penny :D Made the most of it and did nearly 25k miles in it in the space of the 12 months :D


  • Registered Users, Registered Users 2 Posts: 170 ✭✭Deminiman


    3,519 when I was 17!!! I'm not kidding, saved all year to insure the car I paid 1,200 for!!! MADNESS!!!! It was only a 1l swift


  • Registered Users, Registered Users 2 Posts: 1,144 ✭✭✭alanmc


    IR£2400 on a 1992 Suzuki Swift 1.0 import (less ironically badged a Cultus) in 1998 when I was 21. Provisional license waiting for my test (for 11 months!! - but that's a whole 'nother thread)


  • Closed Accounts Posts: 29,472 ✭✭✭✭Our man in Havana


    €800 is the most I ever paid. I drove under the auld lads insurance for years and years.


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  • Registered Users, Registered Users 2 Posts: 9,754 ✭✭✭Midnight_EG


    €2000 fully comp on a modified 95 EG Civic 1.3 SOHC until I passed my test 2 months later, dropped to €1400 and now I'm paying €1900 fully comp on a modified 98 EK Civic 1.6 DOHC VTEC...19 and male :D


  • Registered Users, Registered Users 2 Posts: 2,330 ✭✭✭Miscreant


    €1480 with Hibernian at the time (now Aviva). Had a Daewoo Lanos..... I know, I know :)
    Changed to a Punto 2 years later and the insurance was €500 fully comp with them. Had an accident and car was written off (no fault accident I might add) and the insurance went to €1500 the following year! Asked why and got the anwer of "Everyone's insurance has gone up this year". Said good luck to them and changed insurance for €800 instead.
    Now paying €700 for a Volvo S60.


  • Registered Users, Registered Users 2 Posts: 11,971 ✭✭✭✭scudzilla


    Not me but my 18yr old daughter lives in Wales, she just bought a 1.1 litre polo and is paying 2,100sterling, 3rd party!!!

    I just got my renewal through and it's 330euro, fully comp wit NCB protection :D


  • Registered Users, Registered Users 2 Posts: 6,467 ✭✭✭jimmynokia


    my first car was a charade gtti and insurance was 2000 euro now i drive a 740i bmw and its 300 euro fully comp.
    6months back i had a mercedes E300 turbo diesel my insurance was 335 euro,this was with quinn direct,ive been with them from day 1, my renewal policy came in at 1200 :mad::mad: could not understand this and quinn said thats the rate,how the fcuk is it possible,i have clean licence no claims for 12 year,so i rang axa and still with them.

    AND what annoys me most is them adds on radio with people saying they are great thats utter sh1te .


  • Closed Accounts Posts: 16,705 ✭✭✭✭Tigger


    1800 punts when I was 22 on a 405 diesel


  • Registered Users, Registered Users 2 Posts: 19,907 ✭✭✭✭MetzgerMeister


    €2550 on a Jap import Mazda RX-8. 3 years NCB, 22 y.o. male. I did not care, I wanted the car!


  • Registered Users, Registered Users 2 Posts: 10,586 ✭✭✭✭guil


    had a 92 1.1 fiesta when i was 18 and i paid 3800 for insurance, a few weeks later i got a 99 focus and the insuarance stayed the same

    couldnt believe when i got insured on a wrx for 2000 when i was 20


  • Closed Accounts Posts: 1,463 ✭✭✭Solnskaya


    £2700 on a golf diesel at 18, nuts. Went to UK to work later that year and paid £240stg on a 2.5 Landrover. Go figure.


  • Closed Accounts Posts: 2,190 ✭✭✭Mister Jingles


    Solnskaya wrote: »
    £2700 on a golf diesel at 18, nuts. Went to UK to work later that year and paid £240stg on a 2.5 Landrover. Go figure.

    Couldn't help but say ''wow'' to myself when I read that last bit :D


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  • Registered Users, Registered Users 2 Posts: 1,492 ✭✭✭roy rodgers


    when i was 19 my mother or father didnt drive but i was quoted 3300 punts!! so i drove to work with no insurance until i could afford it while been on 250 quid a week in a nissan micra..
    Insurance is a scam...


  • Registered Users, Registered Users 2 Posts: 3,844 ✭✭✭Jimdagym


    Bought a 1.2 Clio and was quoted 4500. Started paying monthly and on the second month passed the test and it dropped to 2500. Kept insurance shopping and two months later walked away from the policy and got a new one for 1200.
    Was cheaper to walk away and lose 5 months Ncb.
    Now, 7 years later its fully comp with Ncb protection for €350 on a 1.4 megane. At least turning 30 has some advantages!


  • Banned (with Prison Access) Posts: 430 ✭✭jamesr123


    last year 2,300 full comp on a 1.2 opel corsa:(:(


  • Registered Users, Registered Users 2 Posts: 541 ✭✭✭David09


    When I was 20 I spent €2500 on insuring a 1.1 90 fiesta van. It was my first insurance in my own name.


  • Registered Users, Registered Users 2 Posts: 109 ✭✭evanSpiddal


    When i first got insured on my car (02 Honda Civic 1.4 3dr) 4 years ago it cost me around €2000 (Provisional, 0 years No Claims at 17)

    4 years later it only costs 650 on the same car (Full License, 4 years No Claims, 21 years old)


  • Posts: 23,339 ✭✭✭✭ [Deleted User]


    when i was 19 my mother or father didnt drive but i was quoted 3300 punts!! so i drove to work with no insurance until i could afford it while been on 250 quid a week in a nissan micra..
    Insurance is a scam...

    It's a shame you weren't caught and prosecuted. Driving without insurance is one of the few crimes that the judicial system punishes appropriately.


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  • Closed Accounts Posts: 80 ✭✭TentCrasher


    when i was 19 my mother or father didnt drive but i was quoted 3300 punts!! so i drove to work with no insurance until i could afford it while been on 250 quid a week in a nissan micra..
    Insurance is a scam...

    My first quote was similar so i got myself a bus pass


  • Closed Accounts Posts: 29,472 ✭✭✭✭Our man in Havana


    Solnskaya wrote: »
    £2700 on a golf diesel at 18, nuts. Went to UK to work later that year and paid £240stg on a 2.5 Landrover. Go figure.
    It just goes to show what a money making racket insurance is in Ireland.


  • Registered Users, Registered Users 2 Posts: 2,783 ✭✭✭flyingsnail


    €2100 on a 1.0L corsa:eek: went from the 1.0L corsa to a 1.8 Mondeo this year and my insurance only went from 497 to 601:D


  • Closed Accounts Posts: 3,604 ✭✭✭Kev_ps3


    570 on my mazda6 last year:)
    2200 on my 33bhp restricted honda nsr 125 when I was 19:rolleyes:


  • Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    £2600 pound in 1997 for a Opel Combo 1.6D...


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  • Registered Users, Registered Users 2 Posts: 15,526 ✭✭✭✭Vicxas


    2200 on my 02 Seat Ibiza when I was 19.


  • Registered Users, Registered Users 2 Posts: 423 ✭✭The Assistinator


    my first insurance policy on a 1ltr 4 speed opel corsa 1991 (nova type) when i was 18 ,twelve years ago was 3200 punt


  • Registered Users, Registered Users 2 Posts: 4,100 ✭✭✭johndaman66


    Ah yeah, motor insurance for younger people in Ireland, a highly emotive subject at the best of times. While I won't condone driving without insurance I will empathise with a younger person who does so in order to genuinely make ends meat and who genuinely can't afford the premium. Blame the high premia as opposed to the young motorist is the was I sort of look at it. Young scobies who go out acting the maggot with cars, now they are another matter entirely.

    Younger people are subsidising older people when it come to medical insurance so should the same logic follow through with motor insurance? You might argue that medical insurance is a necessity and having a car isin't...but if you live in the back ar$e of beyond and want to get a job and make some sort of living, believe me more often than not a car is an necessity.

    For myself when I started driving I paid circa 2,300 euro mark in a Renault Megavan (ball of junk by the way) with Quinn Direct. I was 20 and on full license. If I was on a provisional and insuring the lowest category passenger car at the time, even a 1.0 Micra say, I would have had to stump up 2 grand more....no thanks I would sooner walk.


  • Banned (with Prison Access) Posts: 430 ✭✭jamesr123


    jamesr123 wrote: »
    last year 2,300 full comp on a 1.2 opel corsa:(:(

    btw while were on insurance.. I'm gonna renew my policy soon and I have a 1 year ncb. Will it be much cheaper than my original quote would anybody know (on the same car btw)


  • Registered Users, Registered Users 2 Posts: 26,167 ✭✭✭✭Berty


    Most I even paid was in 2001 when I paid £1200 to insure a 998cc Seat Ibiza. Damn you "Celtic Tiger" :(


  • Registered Users, Registered Users 2 Posts: 15,526 ✭✭✭✭Vicxas


    Could drop to around 1700, how old are you?


  • Registered Users, Registered Users 2 Posts: 5,721 ✭✭✭Al Capwned


    IR£1200 on a 1977 Ford Fiesta in 1995..... Jesus, some car to learn to drive with, no need for a key, a 2p coin worked just great, and if you were going to hard around a rh bend, the passenger door used to swing open.


  • Closed Accounts Posts: 4,222 ✭✭✭robbie_998


    it really sickens me when i see how much you all paid for insurance ... it has to be such a big scam !


    anyways. my current one (and hopefully will only get cheaper)

    me. on my own. 19 year old male fully comp. never insured before. 2007 1.4 honda civic with full license with breakdown assist and so on.

    grand total €1856.24

    allianz wanted €6446.57 = i told there where to go with it :pac:
    aviva wanted €4116.18
    most places were like that

    until i rang first ireland that were the first place to properly quote me with €2300.

    then oul pat britton had beaten it which is who im with now.

    Asgard baby !


  • Registered Users, Registered Users 2 Posts: 15,526 ✭✭✭✭Vicxas


    Britton are great for new drivers, I was stuck with Quinn..... Bleugh!


  • Closed Accounts Posts: 4,222 ✭✭✭robbie_998


    Vicxas wrote: »
    Britton are great for new drivers, I was stuck with Quinn..... Bleugh!

    i honestly do not know why but i just dont like quinn at all.

    i purposely try to avoid them at all costs.

    and yeah they are great.. my dad was with them before and no problems at all.

    im delighted with it


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