The usual insurance Q

johnos1984

Can anyone recommend an insurance company who is quoting at reasonable levels at the minute?

FBD - NO
AXA - Yes $$$$$$
Broker - Yes but more than I want to pay but still cheapest and the policy is with PRESTIGE

Tried a few brokers, local AXA branch, local FBD branch and corn market

Main reason is I have two claims, one was an accident which was my fault, the other was my car was stolen

EPM

I found Aviva very cheap this year for some reason. Usually they were amongst the highest.

johnos1984

EPM wrote: »

I found Aviva very cheap this year for some reason. Usually they were amongst the highest.

Cheers for that.

So far quotes are coming back around 1200-2500 :eek:

The broker is just above 1k. Shocking for a 26 year old male with 4 years NCB (Thank god for step back)

Vicxas

Try tesco, really reasonable.

EPM

johnos1984 wrote: »

Cheers for that.

So far quotes are coming back around 1200-2500 :eek:

The broker is just above 1k. Shocking for a 26 year old male with 4 years NCB (Thank god for step back)

When I renewed I was a year older and one extra years NCB on the vrs for €750. Good policy too with nice extras. Just to give you a ball park figure.

johnos1984

Vicxas wrote: »

Try tesco, really reasonable.

No go as my claims exceed €5k by 500 :mad:

chartis

johnos1984

So far the AA is the cheapest

Anan1

johnos1984 wrote: »

Can anyone recommend an insurance company who is quoting at reasonable levels at the minute?

FBD - NO
AXA - Yes $$$$$$
Broker - Yes but more than I want to pay but still cheapest and the policy is with PRESTIGE

Tried a few brokers, local AXA branch, local FBD branch and corn market

Main reason is I have two claims, one was an accident which was my fault, the other was my car was stolen

There's no such thing as expensive or cheap ins cos, it's all about who they're quoting for.

johnos1984

This is actually alll rather confusing.

I had an accident over 2 years ago but my cert says I have 4 years NCD

It was explained as follows: I was with axa and they have a step back programme so that gave me 12 months NCD after accident, the brokers added 12 months ncd to make two, I had 1 years ncd last year and all that adds to 4......

Axa still say I only have 3 years ncd but the cert says 4???

I don't want to take out insurance only for it all to go tits up later on due to confusion over how much I actually have....

I have explained it to all the people I have asked for quotes so I'm not hiding the claims or anything

Anyone experienced this before?

johnos1984

Anan1 wrote: »

There's no such thing as expensive or cheap ins cos, it's all about who they're quoting for.

I know, I know, every case is different.

Its more the NCD confusion and 2 claims within 3/5 years that are the issues

123.ie, €300 for me, half what most other crowds wanted, 3rd party f&t as the ZT is worth close to sfa.

Lord Derpington

johnos1984 wrote: »

It was explained as follows: I was with axa and they have a step back programme so that gave me 12 months NCD after accident, the brokers added 12 months ncd to make two, I had 1 years ncd last year and all that adds to 4......

Axa still say I only have 3 years ncd but the cert says 4???

12months + 12months + 1 year = 3years ncb not 4.

johnos1984

greenfly wrote: »

12months + 12months + 1 year = 3years ncb not 4.

I haven't a clue where the 4 came from but tis on the cert and THE AA were happy with that.

Got sorted and saved 100e