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Student Loan Help

  • 10-06-2011 8:50pm
    #1
    Liamu2
    Registered Users, Registered Users 2 Posts: 96 ✭✭


    I applied for a student loan with aib but unfortunately they needed a guarantor but i wouldnt be able to get one, both parents are unemployed.

    I will be on back to education allowance so i will have a regular income.

    Does anyone know if anywhere could give me a loan with my circumstances


Comments

  • #2
    Liamu2
    Registered Users, Registered Users 2 Posts: 96 ✭✭Liamu2


    i know the credit union prob would but anywhere else?


  • #3
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    How much? What year you in?


  • #4
    Liamu2
    Registered Users, Registered Users 2 Posts: 96 ✭✭Liamu2


    Just 3 to 4 thousand just starting first year


  • #5
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    You'll not find a bank willing do to that without a guarantor.

    Student loans do not go up to that amount for a first year student. Best bet is a cu
    Loan.


  • #6
    raveni
    Registered Users, Registered Users 2 Posts: 433 ✭✭raveni


    Liamu2 wrote: »
    I applied for a student loan with aib but unfortunately they needed a guarantor but i wouldnt be able to get one, both parents are unemployed.

    I will be on back to education allowance so i will have a regular income.

    Does anyone know if anywhere could give me a loan with my circumstances
    Has the bank actually said to you that you can't use either of your parents as guarantors? This might be of no help but if either of your parents are on a social welfare payment either of them may be accepted as a guarantor. I was able to get a student loan with aib, regardless of both my parents being unemployed because my father was getting Illness Benefit, they were happy enough with that as a regular payment it seems though I had no income myself other than the student grant which hadn't come through yet and was why I had to get the loan. It probably depends a lot on the bank you go to though.


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