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Car Hire

  • 10-06-2011 3:12pm
    #1
    Tito Ortiz
    Closed Accounts Posts: 221 ✭✭


    Folks just wondering if anyone know if it's possible to hire a car using a visa debit card.
    They say credit card but will this do the trick ??


Comments

  • #2
    For Forks Sake
    Registered Users, Registered Users 2 Posts: 11,751 ✭✭✭✭For Forks Sake


    Tito Ortiz wrote: »
    Folks just wondering if anyone know if it's possible to hire a car using a visa debit card.
    They say credit card but will this do the trick ??

    long story short, no

    You can pay for the cost of the rental on the debit card, or by cash if you wish.

    However, the credit card is pre-authorised for the amount of the excess on the insurance policy (read your small print) in case of any damage. It's not possible to run a preauthorisation on a debit card.

    And that's why you need the credit card. Only way around it is either to leave a substantial cash deposit (amount varies by rental agency), or pay extra to bring the insurance excess down to €0


  • #3
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    For Forks Sake wrote: »
    However, the credit card is pre-authorised for the amount of the excess on the insurance policy (read your small print) in case of any damage. It's not possible to run a preauthorisation on a debit card.

    I have a Mastercard debit card and had no problems so far renting cars with it.
    There was never any problems doing preauthorisation on it.


  • #4
    For Forks Sake
    Registered Users, Registered Users 2 Posts: 11,751 ✭✭✭✭For Forks Sake


    CiniO wrote: »
    I have a Mastercard debit card and had no problems so far renting cars with it.
    There was never any problems doing preauthorisation on it.

    Depends on hire company/country car is being rented in.


  • #5
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    For Forks Sake wrote: »
    Depends on hire company/country car is being rented in.

    To be honest I think it more depends on the card.
    As mine, while being debit card, is everywhere treated like credit card.


  • #6
    luckylu9
    Closed Accounts Posts: 2 ✭luckylu9


    Hi, I am going to Italy (Pisa to be exact on 31.12.11 for a week) and need to hire a car. I have a mastercard debit card and can book the car etc via the ryanair website which goes into Hertz, no problem.
    However I dont want to run into any problems when I arrive at t he car hire desk and need to take the optionals only available then, such as the increased car insurance cover, extra driver etc. I know normally at that point, they block a portion off your credit card to cover this, but as I dont have a credit card, only a mastercard debit card, will this be possible ?????? I spoke to a guy who is a car hire broker (had sent one of the many unsolicited emails to me) and he said its not possible to use a debit card to get car hire anywhere including italy, whereas I spoke to a Hertz man in Dublin on the phone and he said, if I can book the car through the ryanair site there should be no problem on arrival using the debit card. He said the only place where there is a problem is in Spain.

    As its really important to me to be able to book a car hire and use it when I get there, I would really appreciate the benefit of anyones advice - maybe with regard to experiences in Pisa or Italy, the car rental companies etc etc. Thanks in advance to all with any help.


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  • #7
    mrbig
    Registered Users, Registered Users 2 Posts: 150 ✭✭mrbig


    luckylu9 wrote: »
    Hi, I am going to Italy (Pisa to be exact on 31.12.11 for a week) and need to hire a car.

    Check out this 12 tips to hire car without Credit card

    http://www.creditcards.com/credit-card-news/tips-rent-car-debit-credit-card-1268.php

    Looks like a lot of hassle , Maybe get a credit card just for car hire, thats what I do , of course its up to €2,500 now :D


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