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Am I covered

mrpants · 2011-06-08 10:04:18

My dad is letting mr drive his car while he is away. It's a nicer car then mine. His insurane is fully comp and mine is third party. I've a full license. Am I covered under his insurance to drive it or will I have to change over mine everytime I want to drive it

08-06-2011 10:04am

#1

mrpants

Registered Users, Registered Users 2 Posts: 109 ✭✭

Join Date: February 2008

Posts: 89

My dad is letting mr drive his car while he is away. It's a nicer car then mine. His insurane is fully comp and mine is third party. I've a full license. Am I covered under his insurance to drive it or will I have to change over mine everytime I want to drive it

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Comments

#2 08-06-2011 10:06am

omb0wyn5ehpij9

Closed Accounts Posts: 16,095 ✭✭✭✭

Join Date: October 2004

Posts: 15408

No, you more than likely won't be covered to drive it. But the best way to find out is ring the insurance company. It's not something you want to be chancing in case the worst did happen

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#3 08-06-2011 10:11am

Anan1

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Posts: 22303

I'd imagine you'll have to have your father put you on his policy as a named driver. NEVER assume you're insured on a car unless you have it in writing - our opinions are just that - opinions.

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#4 08-06-2011 10:19am

dicknorris

Registered Users, Registered Users 2 Posts: 122 ✭✭

Join Date: November 2009

Posts: 116

If you put his car on your policy you only have third party cover if you crash your fathers car it will not be covered for any damage you do only the third party

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#5 08-06-2011 10:25am

bazz26

Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭

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Posts: 50633

Check with your insurance company. Nobody here can give you a definative answer.

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#6 08-06-2011 10:27am

mrpants

Registered Users, Registered Users 2 Posts: 109 ✭✭

Join Date: February 2008

Posts: 89

Cheers lads

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