Quick Question about Quinn Insurance

Wats_in_a_name

I know I should ring Quinn and Ill have the answer in seconds but I'm out of credit and need an answer to settle a dispute!

Does anyone know could I renew an car insurance policy on 21st June and suspend it on the 28th June for 1 month? Then in a month have it reinstate for another 11 3/4 months so I don't pay for the month I am away?

Trampas

what happens if your car is robbed or broken into when your away?

sdanseo

You won't be ringing Quinn tonight, their call centre only opens till 7pm. (Stupidity) :P

I'm sure you probbaly can but it's a silly idea for the sake of the relatively small amount of money involved. Unless, of course, you have house insurance which also covers parked cars on the premises in which case, go right ahead.

Wats_in_a_name

If its robbed my responsibilty. Its just I am 18 and it costs nearly €200 a month which is very expensive to pay for. So would be willing to take the risk as it will be in my Drive while I am away with my parents & brother still at the house.

Our man in Havana

You only suspend the 3rd party element. So you are covered if someone robs it.

When you re-commence it, it will run until the original expiry date.

Wats_in_a_name

Do you know roughly how much you get back?

sdanseo

Wats_in_a_name wrote: »

If its robbed my responsibilty. Its just I am 18 and it costs nearly €200 a month which is very expensive to pay for. So would be willing to take the risk as it will be in my Drive while I am away with my parents & brother still at the house.

Quinn are taking €2,400 a year of you? Do you drive a Range Rover? My first insurance with the same company at the same age on a 1.2L was €1590.

CoDy1

In general, you can suspend a policy but you have to keep paying the DD installments. When you re-instate you will then get a rebate for the length of time it was suspended. Your renewal date will remain the same.

Wats_in_a_name

Sounds good, don't mind paying and getting a refund just can't justify paying €200 for a month when I am away.

sdonn -Currently I am paying €1000 but getting a 1.6 Alfa thats why its so expensive.

sdanseo

Jesus, that's some step up - more than double - even for a petrolhead's dream car :rolleyes:

Maybe you should consider something else, if only for a year or two until your insurance drops like a stone (and it will, I just renewed with Quinn on a 1.6 with 3yrs NCB for €690) It's your money - but just a thought.

Wats_in_a_name

Well currently it's a 1 litre car, a 1.4 Focus (which is still underpowered) is €1,600. To me the €1k is worth it for the Alfa and anyway I should be able to bargain it down to €1700 or so with out much difficulty.