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Mortgage gone up again..Options??

  • 31-05-2011 6:37pm
    #1
    Masala
    Registered Users, Registered Users 2 Posts: 3,527 ✭✭✭


    Hi

    I see that Ulster Bank will one again increase my Mortgage come 1st July. This is the 2nd time this year...

    What planet are these Bankers on...again it is the small guy that gets stepped on.

    I am seriously thinking of 'shopping around'. I have 15 years left (approx €100k)on this mortgage...is there options to move OR will the legal /admin costs cost me whatever saving i make.


Comments

  • #2
    HowFinancial
    Registered Users, Registered Users 2 Posts: 71 ✭✭HowFinancial


    Unlikely to get a remortgage at a better variable these days, unless maybe there is a very high property value compared to outstanding mortgage, but if repayments are difficult you should speak to your mortgage provider. There can be options such as extending term or going interest only for a year.

    At the same time you should definitely review your mortgage cover with a broker or financial advisor as you are very likely save a few quid there.


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