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dodgy insurance companies?

  • 30-05-2011 6:47pm
    #1
    john marston
    Registered Users, Registered Users 2 Posts: 5 ✭


    does anyone know who or where i can call to check if an insurance company is above board? Got a good online quote and i just want to check its not a scam.


Comments

  • #2
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    What insurance company is it?


  • #3
    L1011
    Registered Users, Registered Users 2 Posts: 71,184 ✭✭✭✭L1011


    http://www.iif.ie/AboutUs/MemberListA/tabid/85/language/en-GB/Default.aspx

    Or just tell us who the insurer is


  • #4
    robtri
    Registered Users, Registered Users 2 Posts: 5,473 ✭✭✭robtri


    insurance ombudsman

    as above who quoted... and what exactly u mean by dodgy insurance company???


  • #5
    Our man in Havana
    Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    He probably means one that has poor customer care, slow to pay out claims etc.


  • #6
    john marston
    Registered Users, Registered Users 2 Posts: 5 ✭john marston


    they are called 25plus.ie. They seem to be tied in with chartis.


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  • #7
    Viper_JB
    Registered Users, Registered Users 2 Posts: 1,260 ✭✭✭Viper_JB


    john marston wrote: »
    they are called 25plus.ie. They seem to be tied in with chartis.

    AFAIK 25plus.ie are all above board, I think they're just brokers though like 123.ie not 100% sure on that though.


  • #8
    john marston
    Registered Users, Registered Users 2 Posts: 5 ✭john marston


    Viper_JB wrote: »
    AFAIK 25plus.ie are all above board, I think they're just brokers though like 123.ie not 100% sure on that though.

    Thanks


  • #9
    john marston
    Registered Users, Registered Users 2 Posts: 5 ✭john marston


    Our man in Havana wrote: »
    He probably means one that has poor customer care, slow to pay out claims etc.

    What i meant was, is it a scam do you pay them and they vanish with your money.


  • #10
    Our man in Havana
    Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    Even if they did that, the government would have to honour any policies written by them.


  • #11
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    Our man in Havana wrote: »
    Even if they did that, the government would have to honour any policies written by them.

    No they don't.

    25plus.ie are a distribution outlet for Chartis, who were formerly AIG.


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  • #12
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Henry Ford III wrote: »
    No they don't.

    25plus.ie are a distribution outlet for Chartis, who were formerly AIG.

    Yeah they are kosher.

    You can check the regulation of any financial services firm on the Regulators site

    http://registers.financialregulator.ie/FirmSearchPage.aspx?AspxAutoDetectCookieSupport=1


  • #13
    irishgeo
    Registered Users, Registered Users 2 Posts: 9,604 ✭✭✭irishgeo


    i got a good quote of them and took it.

    all seem above board and have all the regulator info on the documents.

    the do a have charge if you ring them up to modify anything on the policy as they want you to do it all online.


  • #14
    john marston
    Registered Users, Registered Users 2 Posts: 5 ✭john marston


    thanks everyone. I rang the i.i.f. And they said they are kosher too. Thanks again to all for your help on this.


  • #15
    Eoin
    Registered Users, Registered Users 2 Posts: 21,263 ✭✭✭✭Eoin


    Legit is one thing, but you should also compare the T&Cs of the cover.

    Benefits like road side assist, wind-shield cover, low excess, protected no claims bonus etc can make a more expensive policy the better option sometimes.


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