Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

INSURANCE REFUND

  • 14-05-2011 6:51pm
    #1
    Donegal_11
    Registered Users, Registered Users 2 Posts: 32 ✭


    Hi there, I am about to sell my car because I am emigrating. I still have 3 months third party, fire and theft insurance on the car with Quinn-Direct.

    Am I just wondering whether they refund any of the insurance or should I just let it expire? Thanks.


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    source - http://www.quinn-direct.com/documents/policydocs/motor_policy_roi.pdf

    see page 16

    if you have less than 9 months used they will refund 10% less admin fee of e50. if you have more than 9 months used then you get no refund.


  • #3
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Random wrote: »
    source - http://www.quinn-direct.com/documents/policydocs/motor_policy_roi.pdf

    see page 16

    if you have less than 9 months used they will refund 10% less admin fee of e50. if you have more than 9 months used then you get no refund.

    I think you misread it.
    In case of 9 months left no 50e admin fee applies. 10% of premium is returned.

    Additionally worth to mention, that it applies only if it was first year of policy.
    If the policy was renewed and it's one of consecutive years, then the refund full premium for such period is refunded minus 50e fee.


    I can advice that good solution here might be suspension of policy.
    Just get a disc, cert and letter asking for suspending policy posted to them.
    They will suspend policy. Make sure you inform them that you don't wish to renew it, and in the end they will post you a refund for suspended period.


  • #4
    Donegal_11
    Registered Users, Registered Users 2 Posts: 32 ✭Donegal_11


    Thanks for the info folks! I am only paying €880 but sure its worth a go!


  • #5
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Donegal_11 wrote: »
    Thanks for the info folks! I am only paying €880 but sure its worth a go!

    ONLY :eek::eek::eek:


  • #6
    Donegal_11
    Registered Users, Registered Users 2 Posts: 32 ✭Donegal_11


    Ha, it's small enough for a 21 year old driver! Just checked, its €650 actually! So going by that they would refund €65, minus the €50 fee.. Plus they don't pay out anything under €30.. So I won't get anything!


  • Advertisement
  • #7
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Donegal_11 wrote: »
    Ha, it's small enough for a 21 year old driver! Just checked, its €650 actually! So going by that they would refund €65, minus the €50 fee.. Plus they don't pay out anything under €30.. So I won't get anything!
    If you still have more than 3 months (f.e. 3 months and 2 days) you can get a refund of 65 euros. Fee of €50 doesn't apply in that case. Just read the linked policy above.

    Still way better for you to suspend a policy for the last 3 months, as that way you will get way over €100


  • #8
    Donegal_11
    Registered Users, Registered Users 2 Posts: 32 ✭Donegal_11


    Thanks, I will do!


Advertisement