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Camera Shops with Finance

  • 12-05-2011 9:35pm
    #1
    xLollyx
    Registered Users Posts: 34 ✭


    Hi!

    I'm looking for a Camera Shop in Dublin that gives the Finance option. Online would suit me more, but if I've to go into the shop that's no problem.

    I went to Argos tonight but the Finance was declined, no reason given.

    Thanks in Advance! :)
    Tagged:


Comments

  • #2
    ValueInIreland
    Registered Users Posts: 335 ✭✭ValueInIreland


    I don't know of any Camera shop doing finance, but knowing the type of store that does, they charge HUGE interest rates. Get the money from a Credit Union then hit the shops!


  • #3
    .Longshanks.
    Registered Users Posts: 5,718 ✭✭✭.Longshanks.


    Harvey Norman would be the only one I can think of, but as mentioned above the CU would be a far better option


  • #4
    PureRGB
    Closed Accounts Posts: 34 ✭PureRGB


    Agree about credit union - cheapest option. Maybe consider applying for a credit card with zero interest on purchases for X months.

    I think Jessops do finance - search their website.

    hope this helps


  • #5
    Kenny Logins
    Registered Users Posts: 9,061 ✭✭✭Kenny Logins


    kev_Longshanks100 wrote: »
    Harvey Norman would be the only one I can think of, but as mentioned above the CU would be a far better option

    I agree, CU is a good option.

    HN use the same crowd as Argos for finance, Creation Consumer Finance Ltd.


  • #6
    PopeBuckfastXVI
    Registered Users Posts: 5,155 ✭✭✭PopeBuckfastXVI


    Open a savings account, put in the amount per month of an equivalent hire purchase plan, wait, buy gear.


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  • #7
    PCPhoto
    Registered Users Posts: 6,584 ✭✭✭PCPhoto


    OP - unless you really need it ...don't buy it !

    there's no point in putting yourself under financial stress for a luxury item (Digital camera) - if you are willing/able/capable of earning money from the product.


  • #8
    BlastedGlute
    Registered Users Posts: 749 ✭✭✭BlastedGlute


    Or, take out a loan like I did and have the item that you want at an irrelevant loss of 30 bucks a week. Make it work for you and nuke the loan ahead of time. I love my camera and all my equipment and wouldnt have it without the loan I received.


  • #9
    xLollyx
    Registered Users Posts: 34 ✭xLollyx


    PCPhoto wrote: »
    OP - unless you really need it ...don't buy it !

    there's no point in putting yourself under financial stress for a luxury item (Digital camera) - if you are willing/able/capable of earning money from the product.

    I wouldn't be putting myself into Financial Stress.

    PopeBuckfastXVI - I find it hard to save, i'm a big shopper, if the money is there, it will be spent. I've gotten loans out before & have paid off everything by the date given, or sooner. Its just when theres money sitting there I find it hard to leave it there!

    BlastedGlute - I'm thinking a loan might be the way to go. I've put a bit of money aside this month, maybe with that & next months wages I can get the camera without a loan.

    I find it hard to believe that camera shops don't do finance, especially because alot of camera equipment would be above the 1,000 mark. The camera I now have in mind is only 400-500, when I started this thread I was thinking of getting one a bit pricier but decided against that.

    Anyway, thanks for all of the comments!


  • #10
    mehfesto
    Closed Accounts Posts: 1,277 ✭✭✭mehfesto


    I know John Gunns don't do it - I've asked.

    I took a load from the CU. They were very understanding. Told them I was in college doing it and planned to make money back from it. Had a part time job to pay it off too.

    For my computer, I gave up drink and buying music CDs, and stored all my coins under the bed in a sealed box. After 8 months I opened it up and had enough for a computer twice as expensive as I had planed for! Don't drink anymore either! :D That's another option!


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