joining the dole Q

Nom-IzZ

Hi all,


Just been reading the threads on here for the past hour. Its great to see such good advice been given out.

My story is I am part qualified accountant - lost my job last week. I will be actively looking for work. I went to local SW office today. I have to have a meeting next week to assess my application. Can anyone please advise what is the likely outcome for my situation. I am unsure the difference between the various SW benefits.

The story is

1)full time employment last three years - part time before that ( when in college)

2) No savings

3) recently moved into girlfirends house. She works fulltime on about 36K per year

4) I am over 25

Will I be entitled to full benefit?

I will move back home into parents if it will change the benefit entitlements

Thanks a mil in advance

Granger13

Hi,

If you have 39 paid PRSI contributions in the relevant tax year then their should be no problem with your application for Jobseekers Benefit as this payment is based on your stamps. Full Benefit is based on how much you have earned if you have been earning rougly €300 or more then you would be entitled to a Full Rate of €188. Depending on you contributions you will either get benefit for 9 or 12 months, then after this you could apply for Jobseekers Allowance.

But in regards to Jobseekers Benefit, if you have been paying a Class S stamp and working for yourself then you will not qualify for this payment.

You could then apply for Jobseekers allowance instead, but as this is a means tested payment you will be means tested on your girlfriends wages as you would be classed as a co-habitant couple. There is certain disregards that apply for the means test but as you say she earns around €36k more than likley your means would be classed as to high to receive an payment.

DeeRMcC

Firstly, sorry to hear that you lost your job. Unfortunately, in the climate that we are in at present, this seems to be the norm!

Ok, you have worked for past 3 years so you would get the full Jobseekers Allowance. However, it will take approximately 9 weeks before you get it! However, you can visit your Health Centre in the interim to receive a certain subsidy until your claim comes through.

Before you consider moving back in with your folks you really must consider whether or not your folks are on SW or if they are receiving a pension as that would affect your claim.

If you are living with your girlfriend and renting then you will qualify for a rent allowance subsidy but honestly I wouldnt say you were living with her as girlfriend I would say you were renting with each other !! I know it sounds bad but you really wont get what you are entitled to if you are far too honest!! Unfortunately this is where we are at in this country at the moment !! The SW will also make sure that you register with FAS so its probably better that you do that sooner rather than later. Hopefully you wont be too long on the dole and that a job comes up for you.

jimbob86

DeeRMcC wrote: »

Firstly, sorry to hear that you lost your job. Unfortunately, in the climate that we are in at present, this seems to be the norm!

Ok, you have worked for past 3 years so you would get the full Jobseekers Allowance. However, it will take approximately 9 weeks before you get it! However, you can visit your Health Centre in the interim to receive a certain subsidy until your claim comes through.

Before you consider moving back in with your folks you really must consider whether or not your folks are on SW or if they are receiving a pension as that would affect your claim.

If you are living with your girlfriend and renting then you will qualify for a rent allowance subsidy but honestly I wouldnt say you were living with her as girlfriend I would say you were renting with each other !! I know it sounds bad but you really wont get what you are entitled to if you are far too honest!! Unfortunately this is where we are at in this country at the moment !! The SW will also make sure that you register with FAS so its probably better that you do that sooner rather than later. Hopefully you wont be too long on the dole and that a job comes up for you.

I thought once your over 25 your entitled to full dole no matter what your circumstance?? im nearly sure of it. I turned 25 in feb and got full dole and im living at home with my folks atm. I had to get assessed but he told me once your over 25 your sorted,i got it back dated and didnt collect weekly in the health centre and let it build up.,, so after the 9 weeks i got a nice sum of money

dudara

DeeRMcC As you are a new poster here on Boards, please take the time to read the forum charter. Please do not advocate dishonesty in relation to Social Welfare.

dudara

DeeRMcC

jimbob86 wrote: »

I thought once your over 25 your entitled to full dole no matter what your circumstance?? im nearly sure of it. I turned 25 in feb and got full dole and im living at home with my folks atm. I had to get assessed but he told me once your over 25 your sorted,i got it back dated and didnt collect weekly in the health centre and let it build up.,, so after the 9 weeks i got a nice sum of money

He will get the full dole Jimbob but if just say for argument sake he is on it long term and his folks are on it also you wouldnt want anything to affect them !! You dont have to collect in the Health Centre but if he is living with the girlfriend he possibly wont have money each week so may have to so at least he will know that the option is there !!!

jor el

DeeRMcC wrote: »

I know it sounds bad but you really wont get what you are entitled to if you are far too honest!!

You will get only what you are entitled to if you are honest. If you have to be dishonest, then you are looking for more than you are entitled to. That would also be fraud.

Don't confuse what you want, with what you are entitled to.

mkdon

do you have no saving s whatsoever after 3 years of working?

im sorry to hear about situation

its terrible

i am a pq myself and fearing the same.

mrsbyrne

DeeRMcC wrote: »

Firstly, sorry to hear that you lost your job. Unfortunately, in the climate that we are in at present, this seems to be the norm!

Ok, you have worked for past 3 years so you would get the full Jobseekers Allowance. However, it will take approximately 9 weeks before you get it! However, you can visit your Health Centre in the interim to receive a certain subsidy until your claim comes through.

Before you consider moving back in with your folks you really must consider whether or not your folks are on SW or if they are receiving a pension as that would affect your claim.

If you are living with your girlfriend and renting then you will qualify for a rent allowance subsidy but honestly I wouldnt say you were living with her as girlfriend I would say you were renting with each other !! I know it sounds bad but you really wont get what you are entitled to if you are far too honest!! Unfortunately this is where we are at in this country at the moment !! The SW will also make sure that you register with FAS so its probably better that you do that sooner rather than later. Hopefully you wont be too long on the dole and that a job comes up for you.

practically every thing in this post is incorrect. and advocates fraud. can a mod please lock this thread. sorry OP you should start a new thread asking only people who actually know what their talking about to reply.

denlaw

As I am also new to this unemployment game , and a newbie , maybe some one could tell me what I'm allowed , I'm going to be made redundant in the next mth or two , after 14 yrs here where I work , Im married with 3 kids under 9 , my wife is a housewife and I was in full time employment in those 14 yrs . The redundancy is compulsory as well ..
Thanks for any info ..

mp22

http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/jobseekers_benefit.html that will get you started

denlaw

mp22 wrote: »

http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/jobseekers_benefit.html that will get you started

Thanks for that ..

mkdon

Denlaw what sector you in?wow 14 years eek

Granger13

Nom-IzZ wrote: »

Hi all,


Just been reading the threads on here for the past hour. Its great to see such good advice been given out.

My story is I am part qualified accountant - lost my job last week. I will be actively looking for work. I went to local SW office today. I have to have a meeting next week to assess my application. Can anyone please advise what is the likely outcome for my situation. I am unsure the difference between the various SW benefits.

The story is

1)full time employment last three years - part time before that ( when in college)

2) No savings

3) recently moved into girlfirends house. She works fulltime on about 36K per year

4) I am over 25

Will I be entitled to full benefit?

I will move back home into parents if it will change the benefit entitlements

Thanks a mil in advance

Hi Nom IZz,

I will repost my first reply to your post below, and add in a few things to try make it clearer for you as you are now probaly so confused from all the other posts.

(You need at least 104 paid contributions since you first started work)This would be about 2years of contributions, but as you said you have been working for 3 years, then you should have more than the above and have 39 paid or credited in the relevant tax year then their should be no problem with your application for Jobseekers Benefit as this payment is based on your stamps. Full Benefit is based on how much you have earned if you have been earning rougly €300 or more then you would be entitled to a Full Rate Benefit of €188.

Depending on you contributions you will either get benefit for 9 or 12 months, then after this payment is coming to an end you could apply for Jobseekers Allowance. (Jobseekers Allowance is a means tested payment)

But in regards to Jobseekers Benefit, if you have been paying a Class S stamp and working for yourself then you will not qualify for this payment. You could then apply for Jobseekers allowance instead, but as this is a means tested payment you will be means tested on your girlfriends wages as you would be classed as a co-habitant couple. There is certain disregards that apply for the means test but as you say your girl friend earns around €36k, so more than likley your means would be classed as to high to receive an payment.

If you where to move home instead of living with your girlfriend, you still need the above contributions to qualify for the Jobseekers Benefit. When the Benefit payment is coming to an end and you do apply for Jobseekers Allowance, this means tested payment will depend on what you situation at the time will be. But as you are 25, you will not be assessd on your parents payment, of course that is if you live with them.

denlaw

mkdon wrote: »

Denlaw what sector you in?wow 14 years eek

building sector , we make roofing products , arse fallen out of it ..:(

Sammiie

Once over 21 you will entitled to nearly 200euro dole. and may recieve rent allowance. But seeing as you have been working for the past three years for the first 12months or so of umemployment you will be entiltled to more