Was better off on my own!!

LegacyUser

Basically,was in receipt of OPF for the last number of years. My OH and I are now going to be living together,he works full-time but isn't on amazing wages or anything especially for the long hard hours he puts in.
Obviously I will now lose my OPF, I know that but was working out how much JSA I'd be entitled to with his wages and it's so miniscule,it's basically not worth my while even applying. He is going to apply for FIS but even that will only be 20 or 30 euro a week. OH has said he'll cover the rent and most bills bless him but it'll be a big change for him financially. He won't be left with much to speak of after everything. And an even bigger one for me coz I literally will have no money at all. Not a cent to my name.
I know he will help me out but with him covering all household bills I don't really want to be asking him for more but I'm terrified that I can't so much as meet someone for a cup of coffee or put petrol in the car anymore coz I just won't have anything in my pocket!
I really love my OH and we want to build a life together but what a sacrifice to do it! I'm going to go from having 200 odd euro a week to zero for myself,it just seems so unfair.
I have applied for loads of jobs but can't even get a callback. What do others do in this situation,is it really just a case of tough sh1t?

edellc

SuddenlyPenniless wrote: »

Basically,was in receipt of OPF for the last number of years. My OH and I are now going to be living together,he works full-time but isn't on amazing wages or anything especially for the long hard hours he puts in.
Obviously I will now lose my OPF, I know that but was working out how much JSA I'd be entitled to with his wages and it's so miniscule,it's basically not worth my while even applying. He is going to apply for FIS but even that will only be 20 or 30 euro a week. OH has said he'll cover the rent and most bills bless him but it'll be a big change for him financially. He won't be left with much to speak of after everything. And an even bigger one for me coz I literally will have no money at all. Not a cent to my name.
I know he will help me out but with him covering all household bills I don't really want to be asking him for more but I'm terrified that I can't so much as meet someone for a cup of coffee or put petrol in the car anymore coz I just won't have anything in my pocket!
I really love my OH and we want to build a life together but what a sacrifice to do it! I'm going to go from having 200 odd euro a week to zero for myself,it just seems so unfair.
I have applied for loads of jobs but can't even get a callback. What do others do in this situation,is it really just a case of tough sh1t?

firstly your lucky you can afford a car i cant
secondly your child will have their "daddy" i presume living with them this is better for the child

regardless of how much you get or dont get from welfare apply either way as you will still need medical card and you will still be entitled to something and 30/40 euro would put petrol in your car and buy you a coffee with a friend during the week

i know it will be hard but if you where paying your own rent/bills etc realistically how much of your welfare have you left as disposable income i presume not 30/40 euro a week and if you do then please share as to how you would have that amount left over for socialising

i presume you are applying for JSA which is means tested because if you are applying for JSB which is based on contributions and if you have paid the relevant contributions then you are entitled to the max amount regardless of your partners income

Slydice

Wow, it sounds like you are better off not moving in with your partner.

What sort of arrangement do you have at the moment?

Does the system allow you to keep the one parent family allowance and live near enough to your partner?

It sounds like maybe your partner could move close to you and rent something cheap and pretty much be the same part of your life as you are thinking about doing by moving in together. It sounds like it could save you both a bunch of money.

It would be a trade off though because you'd have to weigh that up against the benefits you've mentioned that you get from living together.

It's kind of harsh when you think about it, especially when it's so hard to find work these days.

wmpdd3

I understand your situation but the system was set up for care givers who were in relationships and suddenly found themselves single with a dependent.

With one dependent FIS will only help you until you have €506 per week coming in. We have less than that coming in for the same size family but are not eligible for FIS. You just have to make it work.

I work over 50 hrs per week and my other half looks after childcare.

Don't sign off, you can sign for credits and you could apply for BTEA and do a course. This would give you the full €188 per week.