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20 Year Investment

  • 30-04-2011 6:27am
    #1
    ballynag
    Registered Users, Registered Users 2 Posts: 24 ✭


    We had achild recently and are anxious to start an investment fund fdor him.
    We are looking at investing €250 per month over twenty years, obviously this would be index linked and increment at 5% per annum (ballpark).
    A 50/50 split between two investments would be our preferred option.
    Has anyone any advice as to what we should be investing in, we're looking for nothing flash just two solid, sound investment options.
    All ideas etc. greatly appreciated;).


Comments

  • #2
    Hal Emmerich
    Closed Accounts Posts: 2,078 ✭✭✭Hal Emmerich


    Mining companies

    Oil companies

    Coca Cola

    Whoever makes hip/knee replacements and heart stents (that sort of thing) because the baby boomers are going to be pensioners by then.

    IBM

    Forestry

    I'd avoid Tech companies myself. Unless you can spot the next Google/Facebook/Apple early. It's out there now.

    20 years is along time though.


  • #3
    tenchi-fan
    Closed Accounts Posts: 3,339 ✭✭✭tenchi-fan


    Have you considered a property fund?

    *ducks*


  • #4
    Hal Emmerich
    Closed Accounts Posts: 2,078 ✭✭✭Hal Emmerich


    This thread.


  • #5
    Hal Emmerich
    Closed Accounts Posts: 2,078 ✭✭✭Hal Emmerich


    tenchi-fan wrote: »
    Have you considered a property fund?

    *ducks*
    Like this new one on TV3....


  • #6
    blorg
    Registered Users, Registered Users 2 Posts: 15,995 ✭✭✭✭blorg


    An index fund.


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  • #7
    tenchi-fan
    Closed Accounts Posts: 3,339 ✭✭✭tenchi-fan


    Hal Emmerich wrote: »
    Like this new one on TV3....

    :O I haven't seen that ad before.. It looked like it was going to be a skit a la the fast show


  • #8
    random.stranger
    Registered Users, Registered Users 2 Posts: 442 ✭✭random.stranger


    I am interested in doing something similar (although more modest).
    I would only invest about e150 per year over the next 3 years & then park the investment for about 20 years, depending on reinvesting dividend & the compounding effect.

    I would rather have shares in the childs name (with me being able to manage the portfolio).

    Are there any options available to me?
    (note: management fees would need to be close to zero as my investment is very modest)

    TIA


  • #9
    Grecco
    Closed Accounts Posts: 1,007 ✭✭✭Grecco


    random.stranger wrote: »
    I am interested in doing something similar (although more modest).
    I would only invest about e150

    TIA
    Ah lad , €150 is too little to buy shares with as it will get eaten up with commissions.
    Surely the banks do some type of incentive saver accounts for children? Let them learn to manage there own monies thats the best investment you can make for them;)


  • #10
    careca11
    Closed Accounts Posts: 418 ✭✭careca11


    ballynag wrote: »
    We had achild recently and are anxious to start an investment fund fdor him.
    We are looking at investing €250 per month over twenty years, obviously this would be index linked and increment at 5% per annum (ballpark).
    A 50/50 split between two investments would be our preferred option.
    Has anyone any advice as to what we should be investing in, we're looking for nothing flash just two solid, sound investment options.
    All ideas etc. greatly appreciated;).


    the markets crash on average every 10-13 years , so steer clear of 20 year investments ,
    do a 5 year investment , when thats up consider something different , as to the type of investment ...... try some of the banks investment packages (not irish banks) , but swiss banks ...perhaps HSBC , something like that


  • #11
    random.stranger
    Registered Users, Registered Users 2 Posts: 442 ✭✭random.stranger


    Grecco wrote: »
    Ah lad , €150 is too little to buy shares with as it will get eaten up with commissions.
    Surely the banks do some type of incentive saver accounts for children? Let them learn to manage there own monies thats the best investment you can make for them;)
    Thanks for your reply. Any advice for a more realistic investment per share (e500 to e1000), very little trading over the term?


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