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Insurance cover expiring, broker closed for weekend!

  • 22-04-2011 10:28am
    #1
    JoeA3
    Registered Users, Registered Users 2 Posts: 7,470 ✭✭✭


    Hi guys,
    Quick one here, I'm wondering has anyone any ideas?!

    My car insurance expires this coming sunday night and stupidly I just didn't get round to renewing it yet, I intended to do it today. I rang the broker I deal with - closed for Good Friday, and I assume will be closed on Monday too. I then called the actual insurance company that I'm with (Allianz) and its the same problem - call center is closed.!

    What to do :confused: Am I now uninsured on Monday through to Tuesday morning (when the country eventually wakes up again?)...

    Any suggestions?


Comments

  • #2
    Jagle
    Closed Accounts Posts: 870 ✭✭✭Jagle


    dont drive, im sure if you get caught, itll be your fault for not renewing in time, unless they have some sort of 24 hours grace

    do you need to be driving?


  • #3
    JoeA3
    Registered Users, Registered Users 2 Posts: 7,470 ✭✭✭JoeA3


    Jagle wrote: »
    dont drive, im sure if you get caught, itll be your fault for not renewing in time, unless they have some sort of 24 hours grace

    do you need to be driving?

    No, I can probably manage without it on Monday alright... but I'd also be concerned about even leaving it parked !


  • #4
    Jagle
    Closed Accounts Posts: 870 ✭✭✭Jagle


    JoeA3 wrote: »
    No, I can probably manage without it on Monday alright... but I'd also be concerned about even leaving it parked !
    i wouldnt be considering alot of, undesirables drive around with no nct tax or insurance, parking your car up for the night shouldnt be a problem


  • #5
    OldmanMondeo
    Registered Users, Registered Users 2 Posts: 3,009 ✭✭✭OldmanMondeo


    renew online with anyone. Just incase your car gets nicked...you can always cancel the new policy if you get it cheaper elsewhere.


  • #6
    ottostreet
    Closed Accounts Posts: 4,987 ✭✭✭ottostreet


    Either take out a policy with Quinn online or something and then immediately cancel, or just stay at home on Monday.

    I'd just stay at home.


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  • #7
    TestTransmission
    Registered Users, Registered Users 2 Posts: 19,106 ✭✭✭✭TestTransmission


    OSI wrote: »
    Doesn't you insurance still cover you from 14 days after the policy expiry date?

    That's what I thought,was the case with AXA when I was with them before.


  • #8
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Shop around on line, you might even get it cheaper than the renewal quote. Otherwise just wait as folks have said.


  • #9
    JoeA3
    Registered Users, Registered Users 2 Posts: 7,470 ✭✭✭JoeA3


    Thanks lads, yeah I'd thought of just renewing online with someone else and I'd already done the shopping around bit. I was hoping to avoid that hassle though so I'll probably opt with the "stay at home" option.


  • #10
    Del2005
    Registered Users, Registered Users 2 Posts: 19,100 ✭✭✭✭Del2005


    OSI wrote: »
    Doesn't you insurance still cover you from 14 days after the policy expiry date?

    I would be very wary driving on this. Some companies offer it, but I'd say the T&Cs would be terrible.
    JoeA3 wrote: »
    Thanks lads, yeah I'd thought of just renewing online with someone else and I'd already done the shopping around bit. I was hoping to avoid that hassle though so I'll probably opt with the "stay at home" option.

    By law you've a 7 day cooling off period with distance sales, over the net, and AFAIK insurance gives 14 days. Just take out any policy online then cancel on Tuesday if you haven't crashed. There's no hassle.


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