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Tell or not to tell

  • 04-04-2011 4:05pm
    #1
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭


    I'm broke, simple as, but my husband doesn't know the extent of it!

    I've borrowed in the past to cover the shortfall for months, and now i can't anymore. I've been putting off telling him because I know there will be an arguement. It's not as if I've been out buying clothes for myself or anything, on the contrary, I haven't bought anything new for over two years!!!! He on the other hand spends on his motorbike all the time, still there will be an argument about how bad with money I am.

    Keep borrowing or tell????


Comments

  • Registered Users, Registered Users 2 Posts: 2,370 ✭✭✭Knasher


    Tell.

    I don't know your financial situation but unless you expect things to get suddenly better, then lending just so you can live day to day is never a good idea. The sooner you get this hashed out the better, leaving it longer will only make it worse and harder to deal with.


  • Closed Accounts Posts: 17,485 ✭✭✭✭Ickle Magoo


    Go to MABS, show them all the info about your income and outgoings and ask that they help you work out how best to deal with the debt and then show your husband the issue and the solution.

    You may feel bad or ashamed and he may give you a hard time but ultimately you'll feel better that it's all out in the open and you have plan to get yourself out of trouble.

    All the best.


  • Closed Accounts Posts: 1,800 ✭✭✭Aishae


    absolutely tell - maybe you can discuss how you can BOTH manage what you have better so youll manage to get by better. or MABS as they were suggested. itll only stress you to the seams keeping it quiet. it might cause some arguements initially but look at it this way, it'll be a whole lot worse if you end up with bigger money problems so id say nip it in the bud - all the best with it


  • Closed Accounts Posts: 1,628 ✭✭✭SheRa


    I'm broke, simple as, but my husband doesn't know the extent of it!

    I've borrowed in the past to cover the shortfall for months, and now i can't anymore. I've been putting off telling him because I know there will be an arguement. It's not as if I've been out buying clothes for myself or anything, on the contrary, I haven't bought anything new for over two years!!!! He on the other hand spends on his motorbike all the time, still there will be an argument about how bad with money I am.

    Keep borrowing or tell????

    I echo the other comments about telling your husband and going to MABS.

    You mention borrowing to cover a shortfall. Do you mean that your basic expenses such as food, bills mortgage cant be covered by your salary/income? If so, surely your husband should be contributing to help you, and not spending so much on his motorbike. Now maybe he doesnt realise the shortfall, but you need to talk to him.

    My ex earnt considerably less than me, and so we split the bills according to our salaries. Not an exact percentage or anything, just made things a bit more even for both of us.


  • Posts: 17,378 ✭✭✭✭ [Deleted User]


    MABS? Not really.. The family is not in a financial mess. And the waiting time is a joke.
    Just tell him and after the argument, work things out.


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  • Registered Users, Registered Users 2 Posts: 165 ✭✭Pebbles68


    It's only an argument if you fight back. Tell him, let him rant and rave and just don't answer back. It needs two people for it to be a row. Then when he gets it off his chest and eventually calms down you can look at your combined finances and look at a household budget.


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