title deeds of house with no mortgage

vanillalatte

Hi,

We are currently building our own house and if everything goes according to plan we may not have to get a mortgage. If we are lucky enough not to have to get a mortgage do we still have to get deeds drawn up for the house or is this only necessary if we wanted to sell the house in the future.. At the moment we only have deeds to the site which our solicitor drew up for us.

any help is appreciated

thanks

Carlow52

for the sake of estate planning I would get it all sorted now, planning compliance/ site map, site boundaries etc etc and have it all done so as when the day comes for the property to be passed on, no point in burdening your heirs with this

muffler

What Carlow52 said ^ ^

LoTwan

Being in the middle of probate at the moment I have to agree with the above. You can't will it to someone if it doesn't legally exist.

Wantobe

If you bought or were gifted a site, your solicitor will have registered this in your name.

All you need, when you finish building, is a certificate of compliance with planning permission and building regulations and a certificate of identity from your engineer/architect, copy full grant and decision to grant and receipts for any development levy paid plus copy commencement notice. No need to go back to the solicitor.

vanillalatte

Thanks for the advice everyone..... definately going to get it sorted sooner rather than later.

Thanks again:)