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Credit Union Student Loans

e-Mo0? · 2011-03-23 11:38:08

Has anyone got any experience with these loans? I need to take out a loan to buy a laptop for college and was wondering if its to late to get this type of loan or what way does it work? cheers

23-03-2011 11:38am

#1

e-Mo0?

Registered Users, Registered Users 2 Posts: 254 ✭✭

Join Date: March 2007

Posts: 190

Has anyone got any experience with these loans? I need to take out a loan to buy a laptop for college and was wondering if its to late to get this type of loan or what way does it work?

cheers

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Comments

#2 24-03-2011 8:58am

Cravez

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Posts: 2949

No particular experience myself with these loans but from what I was told, before applying for a 'bigger' loan you need to have a credit record of money going into your account (even if it's only small amounts per week/month) and you also need to have a record of taking out a loan and also repaying it (again it can be a small loan).

Every Credit Union can be different but generally unless you don't have an account and haven't been paying money in weekly/monthly into one then I wouldn't imagine you will be successful in acquiring a loan. If you have though then it's good as generally the Credit Unions can be quite flexible in regards repayments etc.

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