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What am I eligible for? Advice appreciated!

  • 15-03-2011 6:17am
    #1
    Registered Users, Registered Users 2 Posts: 357 ✭✭


    Hi,

    I've recently finished my education course and am lucky enough to have a job lined up for June. Until then though, I am unemployed and living at home with the folks(expected to pay rent). I have been applying for jobs to keep me going until June but there is very little out there at the moment

    I've checked my prsi and I have more than enough contributions paid in the relevant years to claim JSB

    Does the fact that I'm 21 and living at home rule me out from claiming JSB?

    Thanks


Comments

  • Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    No, off down to the social office with you.


  • Registered Users, Registered Users 2 Posts: 357 ✭✭Horse_box


    Hi mp22, thanks for the reply

    I'll be heading down to them on Thursday as I'm waiting for my college to send me out the offical form to say I'm finished

    Are you 100% certain that I can claim the full Job Seekers Benefit and not just the Job Seekers Allowance?

    I've been looking on the official welfare site but I thought I read somewhere that once you're under the age of 24 and living at home, it automatically disqualifies you from the fulll JSB of 188 euro, even if you have the required prsi contributions


  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    If you have the required prsi contributions and your average weekly earning for 2009 was €300 or over you will be entitled to €188 per week. Age does not affect JSB.


  • Registered Users, Registered Users 2 Posts: 357 ✭✭Horse_box


    eastbono wrote: »
    If you have the required prsi contributions and your average weekly earning for 2009 was €300 or over you will be entitled to €188 per week. Age does not affect JSB.

    Hmm I don't think I had an average income of €300 for 2009. Averaged throughout the whole year I'd say it's more likely at €200, since I only worked for 7months of the year. How does this effect things?

    Thanks


  • Closed Accounts Posts: 2,659 ✭✭✭Chaotic_Forces


    Horse_box wrote: »
    Hmm I don't think I had an average income of €300 for 2009. Averaged throughout the whole year I'd say it's more likely at €200, since I only worked for 7months of the year. How does this effect things?

    Thanks

    http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/jobseekers_benefit.html#l62fd2

    You'll get less money, I'm afraid. :(


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  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    You will get a graduated rate.
    http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx#Rates3

    actually welfare still have 2010 rates up...citizensinformation has 2011 rates.


  • Registered Users, Registered Users 2 Posts: 357 ✭✭Horse_box



    Just checked it there. My average weekly income in 2009 was €149 per week which means I'll now get €84.50 JSB. If I had earned an average of €150 I would have been entitled to €121.40. So close!

    Thanks your help anyway.


  • Registered Users, Registered Users 2 Posts: 2,758 ✭✭✭eastbono


    You can apply for jobseekers allowance but that is means tested and your parents earnings would be assessed.


  • Registered Users, Registered Users 2 Posts: 357 ✭✭Horse_box


    eastbono wrote: »
    You can apply for jobseekers allowance but that is means tested and your parents earnings would be assessed.

    Yeah I was having a look at that alright. Net, after all the deductions my folks are coming out with an average wage of 30k a year each. Im trying to work it out here but it's a bit of a pain as I'm not sure what their morgage repayments etc are. Don't think I'll be entitled to any more than €84.50 a week either way though


  • Registered Users, Registered Users 2 Posts: 155 ✭✭eddiehen


    Horse_box wrote: »
    Yeah I was having a look at that alright. Net, after all the deductions my folks are coming out with an average wage of 30k a year each. Im trying to work it out here but it's a bit of a pain as I'm not sure what their morgage repayments etc are. Don't think I'll be entitled to any more than €84.50 a week either way though

    Do you have any school-going brothers or sisters? They can provide substantial leeway when assessing means under B&P (the means assessment that takes into account your parents earnings). It may be worth getting your 84.50 while they do a means assessment. They'll always pay you at the higher rate, but will give you your JSB until they determine what that is.


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  • Closed Accounts Posts: 2,659 ✭✭✭Chaotic_Forces


    Horse_box wrote: »
    Just checked it there. My average weekly income in 2009 was €149 per week which means I'll now get €84.50 JSB. If I had earned an average of €150 I would have been entitled to €121.40. So close!

    Thanks your help anyway.

    How old are you? JSA might not be a bad idea; even means tested, you could do a course and get the full amount as to what you're entitled to for your age group. :)


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