am i able to get insured on a 600 first time ??

matthew1979

was just wondering if someone might knows these answers straight off as alot of the links if clicked are broken. i have a full car license but there is nothing on it for bikes .. i had a bike license when i was 20 or so (125 cc) but havent had one since.. im 32 now .. id love to get a cbr 600 or R6 and was wondering what i would have to do to get it insured.. do i have to do an actuall test for a provisional or just the theory and do i have to have it restricted because im a "learner" if anyone else has done this recently and u have the time any info would be great ohh and one last thing .. anyone have a ball park figure on insurance .. thanks in advance people u rock !!

goodlad

matthew1979 wrote: »

was just wondering if someone might knows these answers straight off as alot of the links if clicked are broken. i have a full car license but there is nothing on it for bikes .. i had a bike license when i was 20 or so (125 cc) but havent had one since.. im 32 now .. id love to get a cbr 600 or R6 and was wondering what i would have to do to get it insured.. do i have to do an actuall test for a provisional or just the theory and do i have to have it restricted because im a "learner" if anyone else has done this recently and u have the time any info would be great ohh and one last thing .. anyone have a ball park figure on insurance .. thanks in advance people u rock !!

Loads of recent threads on this subject dude.
You will need to do the theory test for an A licence. Then do the CBT training.
Then get your bike and restrict it.

matthew1979

cheers "goodlad" as i said ive done some searching probably not enough now that you mention it but thanks for the reply anyway mate

Del2005

goodlad wrote: »

Loads of recent threads on this subject dude.
You will need to do the theory test for an A licence. Then do the CBT training.
Then get your bike and restrict it.

1st thing would be to call the 4 insurance companies and see how badly your pocket will be hit when you mention CBR or R6!

CJhaughey

No Offence but, it may be no harm to budget for some training as well, 12 years is a long time to be off a bike and going from a 125cc bike to a 600 supersport with over 100hp is a big step.
Lots of recalibration in the head needed!

seanybiker

CJhaughey wrote: »

No Offence but, it may be no harm to budget for some training as well, 12 years is a long time to be off a bike and going from a 125cc bike to a 600 supersport with over 100hp is a big step.
Lots of recalibration in the head needed!

he's going to have to so CBT anyways sure

matthew1979

CJhaughey wrote: »

No Offence but, it may be no harm to budget for some training as well, 12 years is a long time to be off a bike and going from a 125cc bike to a 600 supersport with over 100hp is a big step.
Lots of recalibration in the head needed!

your a 100 % right CJ no offence taken what so ever mate .. i done all the stupid **** on bikes when i was 20 .. id just love a really nice bike for a while .. i know myself its a massive jump and i know how things can go downhill pretty fast from past experience.. i got a car when the kid was born but ive always loved bikes and now she is older i think its time ..:)

matthew1979

Del2005 wrote: »

1st thing would be to call the 4 insurance companies and see how badly your pocket will be hit when you mention CBR or R6!

gonna get on it first thing in the morning .. hope its not crazy ..

carsQhere

Have a look at http://www.magireland.org/information-sheets/getting-on-the-road/ also. Kind of summarises the process.

seanybiker

matthew1979 wrote: »

gonna get on it first thing in the morning .. hope its not crazy ..

so what's the story

amacca

Im gonna chance my arm here and predict that if its an r6 cbr600 op goes for he will probably go with quinn and even with the bike restricted the minimum he will pay insurance wise is around the €900 mark

seanybiker

Sounds about right

Del2005

amacca wrote: »

Im gonna chance my arm here and predict that if its an r6 cbr600 op goes for he will probably go with quinn and even with the bike restricted the minimum he will pay insurance wise is around the €900 mark

Makes no difference to the price unless it's factory restricted and I can't see Yam or Honda purposely castrating their super sport bikes.

amacca

Del2005 wrote: »

Makes no difference to the price unless it's factory restricted and I can't see Yam or Honda purposely castrating their super sport bikes.

that was pretty much my point even though I was'nt particularly clear about it:)

he will have to restrict it to ride it legally and thus insure it and afaik they dont factory restrict r6's or cbrs.

matthew1979

ok here is the story ... looks like many of u were right .. they wouldnt even quote me CN said i needed 1 year no claims before they would even think about it and quinn said not a chance unless i had a full license.. cant believe it but i do understand why .. they said they would quote me on something smaller like a 400 .. gonna look into it some more and see if its possible.. im heart broken at the moment thought they would have atleast gave me a quote but again i can see them taking me as high risk ill everyone updated ...

KamiKazi

You can force them to insure you but it won't be cheap.

CJhaughey

OP, why not just get a nice 250 or 400? a tidy NC30 or maybe a CB1 would be a great intro into biking and would be a lot more acceptable insurance wise.
Your resale shouldn't be that bad either if you look after the bike well.

amacca

CJhaughey wrote: »

OP, why not just get a nice 250 or 400? a tidy NC30 or maybe a CB1 would be a great intro into biking and would be a lot more acceptable insurance wise.
Your resale shouldn't be that bad either if you look after the bike well.

agree with this to an extent

presume you know OP that your full license when you get it will be restricted for two years to riding bikes around the 33Bph/25kw limit?.....so you will still not be able to legally ride a full power R6/cbr600 even with full license for two years


if you dont mind being charged insurance in the €1000 region you can probably get those bikes restricted with an aftermarket kit. The aftermarket restriction means the insurance company will insure you but will still charge you as if the bike was full power for your two years restricted period ( which seems like a bit of rip off imo)


The kits are supplied by a company called fi international - most places will fit these for you and give you a cert to state bike has been restricted...you can check to see if they supply a kit for the bike you are interested in
http://www.fiinternational.com/

if I was you I would confirm with the insurer they will accept the cert from that garage/mechanic as proof before you buy the bike or else get a quote online for the bike with aftermarket restriction kit and send them in the cert when they ask for it (this is what I done).

if fi dont supply the kit (cause demand is low to restrict that bike etc) then some places may fabricate washers to restrict airflow etc and give you a dyno printout to show the power reduced - again I would make sure the insurance company will accept this

no real point in doing any of this until you get your full licence though - until then I would either get a cheap 250 or try to pass the test with lessons (cbt) and the school bike if you dont want to spend money on a bike you really dont want and you dont want the hassle of trying to sell on.


if it makes you feel any better I rode around on a restricted thou and it was great crack - noticeably down on power but still more than enough for me (it was a twin though - read below).


twins restrict much better than IL4's imo, they are torquey and the restriction doesn't seem to make them really lumpy low down in the rev range so a lot of the acceleration seems to be preserved and its only at the top end you seem to be way down on power.

and my tuppence worth : if I was doing it again I would be looking to get something like a suzuki sv650 or a ducati monster restricted (think you dont even have to get the monster 400 restricted- but cant be sure on that)

---

or get myself an nc30 as cj haughey suggests if they dont need to be restricted - those are a really great handling excellent bike.

and just so you are aware its easy to get an aftermarket restriction removed and the bike returned to full power but if you buy a factory restricted bike its difficult and not really advisable to have it returned to full power (but on the plus side their resale values have held up well to date as you will be able to avail of cheaper insurance with them)

hope this helps a bit

pobrien84

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

KamiKazi

pobrien84 wrote: »

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

http://www.globalmotorbikes.com/forums/entry.php?19-What-to-do-when-refused-an-insurance-quote.

Kev_ps3

pobrien84 wrote: »

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

Did you not get a quote before you got the bike??

Alkers

pobrien84 wrote: »

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

Physically go into Quinn and bring all your documents with you including restriction cert and you should get sorted

positron

OP, you can get insured on 600 on provisional license. I am 3 years older than you and got insured on a restricted Fazer 600 on provisional license - this was just 3 months ago. And it's with CarolNash. but if I remember correctlt Quinn was also willing to insure me. At the time CarolNash would also quote me on Ninja 250, SV650, Hornet 250 or 600 etc, however, all the quotes, even for a 125cc one was coming at approximately same, and in the end I bought a Fazer.

The Don

I'm on a provisional licence and bought a Fazer 600 last January. I had to get her restricted (MegaBikes) and had to send a copy of the restriction cert into Quinn before they would give me insurance.

I had been told to stay away from anything with an 'R' in the name as the insurance would be astronomical if I could get insured at all.

I'm glad I went with the Fazer as she's a great bike.

RosieJoe

The Don wrote: »

I'm on a provisional licence and bought a Fazer 600 last January. I had to get her restricted (MegaBikes) and had to send a copy of the restriction cert into Quinn before they would give me insurance.

I had been told to stay away from anything with an 'R' in the name as the insurance would be astronomical if I could get insured at all.

I'm glad I went with the Fazer as she's a great bike.

Cough! FazeR

The Don

RosieJoe wrote: »

Cough! FazeR

FZS 600

Shiroki

I'm 18 and will soon be on a prov. I was wondering about something. I originally had my heart set on a sports bike. But I soon found that it would have to be small, and would still be expensive to insure. If I got a standard bike with no fairings, could I get a more powerful bike (500, 600) ? Would it be cheaper to insure a standard over a sports bike ? Thanks - Kev

Ride Safe

pobrien84 wrote: »

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

AON should insure you with a grade 2 insurance assessment.
Best to call them and ask.

inchiuvatu

Shiroki wrote: »

I'm 18 and will soon be on a prov. I was wondering about something. I originally had my heart set on a sports bike. But I soon found that it would have to be small, and would still be expensive to insure. If I got a standard bike with no fairings, could I get a more powerful bike (500, 600) ? Would it be cheaper to insure a standard over a sports bike ? Thanks - Kev

at 18 you will find it hard to get insured on anything over 250 regardless of it being faired or not. loads of lads coming to look at my old bike got refused because of age and it being a 400 (even though it was restricted)

galwaytt

amacca wrote: »

Im gonna chance my arm here and predict that if its an r6 cbr600 op goes for he will probably go with quinn and even with the bike restricted the minimum he will pay insurance wise is around the €900 mark

Even if you do get a price, imho, it'll be a lot more than 900......

pobrien84 wrote: »

Just been reading this thread and it looks like bad news for me. I've went out and bought a cbr600 with a factory restriction and can't seem to get a quote anywhere. I have a provisional license and this would be my first bike. I'm 26 years old and find this really hard to believe!! Does anyone have any ideas (other than sell the bike)???

Thanks in advance,
Paul

Kev_ps3 wrote: »

Did you not get a quote before you got the bike??

Indeed, I'm pretty stunned that anyone would buy a bike - any bike - without pricing insurance first. You wouldn't buy a car that way, would you ??

inchiuvatu wrote: »

at 18 you will find it hard to get insured on anything over 250 regardless of it being faired or not. loads of lads coming to look at my old bike got refused because of age and it being a 400 (even though it was restricted)

Yep

cantdecide

Ride Safe wrote: »

AON should insure you with a grade 2 insurance assessment.
Best to call them and ask.

+1000

I was 26 and totally green when I started 3 years ago. AON told me they wouldn't insure me at all unless I went out and got a grade 2 in advance. I went and got my grade 2 and got insured with AON for about €500 iirc. I got another quote from maybe CN of about €1,500 no questions asked. The grade 2 was the equivalent of IBT and I couldn't speak more highly of it.

AgileMyth

Shiroki wrote: »

I'm 18 and will soon be on a prov. I was wondering about something. I originally had my heart set on a sports bike. But I soon found that it would have to be small, and would still be expensive to insure. If I got a standard bike with no fairings, could I get a more powerful bike (500, 600) ? Would it be cheaper to insure a standard over a sports bike ? Thanks - Kev

I'm 20 (21 next week) and had a huge struggle with Quinn to get insured on my 650. You haven't a hope of getting a 500-600 insured unless you've got serious amounts of cash.
Even a 250 sports bike will be hard on the pocket if you can get a quote at all.

Ride Safe

cantdecide wrote: »

+1000

I was 26 and totally green when I started 3 years ago. AON told me they wouldn't insure me at all unless I went out and got a grade 2 in advance. I went and got my grade 2 and got insured with AON for about €500 iirc. I got another quote from maybe CN of about €1,500 no questions asked. The grade 2 was the equivalent of IBT and I couldn't speak more highly of it.

IBT is equivalent to a grade 4. (Full driving licence rate)
Grade 3 = Full Licence Rate less 10%
Grade 2 = Full Licence Rate Less 15%

Grade 4: Provisional or full licence holder, safe enough to ride unaccompanied in all normal conditions. (AON Skills Assessment pass with a minimum of 14 points)

Grade 3: Provisional or full licence holder, that can ride safely under all normal conditions, on all road types and can overtake safely. (AON Skills Assessment pas with a minimum of 24 points)

Grade 2: Provisional or full licence holder, highly skilled and very safe rider in all road and weather conditions, (IAM Advanced, RoSPA Bronze, AON Skills Assessment pass with a minimum of 38 points)

cantdecide

Ride Safe wrote: »

IBT is equivalent to a grade 4. (Full driving licence rate)
Grade 3 = Full Licence Rate less 10%
Grade 2 = Full Licence Rate Less 15%

Grade 4: Provisional or full licence holder, safe enough to ride unaccompanied in all normal conditions. (AON Skills Assessment pass with a minimum of 14 points)

Grade 3: Provisional or full licence holder, that can ride safely under all normal conditions, on all road types and can overtake safely. (AON Skills Assessment pas with a minimum of 24 points)

Grade 2: Provisional or full licence holder, highly skilled and very safe rider in all road and weather conditions, (IAM Advanced, RoSPA Bronze, AON Skills Assessment pass with a minimum of 38 points)

cantdecide wrote: »

+1000

I was 26 and totally green when I started 3 years ago. AON told me they wouldn't insure me at all unless I went out and got a grade 2 in advance. I went and got my grade 2 and got insured with AON for about €500 iirc. I got another quote from maybe CN of about €1,500 no questions asked. The grade 2 was the equivalent of IBT and I couldn't speak more highly of it.

What I should have said was that the Grade 2 was about as much of an investment in time, effort and money as doing the IBT is today. A question to RS is whether you can do a deal to someone starting off to do the IBT and grade 2 together?

Ride Safe

cantdecide wrote: »

What I should have said was that the Grade 2 was about as much of an investment in time, effort and money as doing the IBT is today. A question to RS is whether you can do a deal to someone starting off to do the IBT and grade 2 together?

Yes I normally do a deal for anyone who completes their IBT course or a course of lessons and then requires further training to achieve their grade 2 assessment.

To be fair most instructors will offer discounts and deals for a course of lessons or an assessment after a few lessons.

Alkers

How much does it cost to get a Grade 2?
What is the best training to do that is recognised by each of the insurance companies or do they all have their own standards?

Ride Safe

Simona1986 wrote: »

How much does it cost to get a Grade 2?
What is the best training to do that is recognised by each of the insurance companies or do they all have their own standards?

The cost would depend on how many hours of training you would need to get to the standard required to pass the assessment at level 2.

Best to get a lesson from an instructor first to see what standard you are at and then see what you need to work on to get to the level required.

Best training for insurance discounts would be to RoSPA standard. (Up to 35% Discount)

Insurance assessment's you can do one for either Quinn Direct or AON, but the AON one is best as Quinn will accept this as well.

Alkers

Ride Safe wrote: »

The cost would depend on how many hours of training you would need to get to the standard required to pass the assessment at level 2.

Best to get a lesson from an instructor first to see what standard you are at and then see what you need to work on to get to the level required.

Best training for insurance discounts would be to RoSPA standard. (Up to 35% Discount)

Insurance assessment's you can do one for either Quinn Direct or AON, but the AON one is best as Quinn will accept this as well.

Thanks for that.
Is RoSPA standard accepted by all the insurance companies, didn't see an option for it online with Quinn.
Say you were at full licence level, how many hours ballpark would it take to get to level 2 or RoSPA? If you fail the level 2 are you awarded level 3 or is that a seperate test?

Ride Safe

Simona1986 wrote: »

Thanks for that.
Is RoSPA standard accepted by all the insurance companies, didn't see an option for it online with Quinn.
Say you were at full licence level, how many hours ballpark would it take to get to level 2 or RoSPA? If you fail the level 2 are you awarded level 3 or is that a seperate test?

Yes all insurance will give some discount for a RoSPA qualification.

Grade 2 = RoSPA Bronze
Grade 1 = RoSPA Silver or Gold

Just to give you an idea, roughly 3 - 4 hours training with assessment at the end for a level 2 for someone who is already above test standard and pretty handy on the bike.

Assessment works on a points system for the test so yes you will be graded either fail, or a pass with grade 2, 3 or 4.

RosieJoe

Have to say that the additional training for any Grade is worth more than the monetary savings you will make. You get to learn new ways to handle yourself in loads of situations, get more from the bike and more enjoyment for spins.

The savings in insurance should be seen as an additional bonus. And in time you will make your money back from doing the training.

First thing you should all do is apply for the Garda Bikesafe course. This will give you a chance to get out and get assessed free of charge. You can then take what you learn from the day to go out and get more training, if you want. See here for more info.

cojomo2

Just bumping this in the hope of getting some advice.

Like the OP, Im over 30 and haven't yet passed the test. I'll be buying a bike this month and will have done the IBT. I have 3 years no claims but as it was over 5 yrs ago it isn't taken into account.

My heart is completely set on a 600 supersports..I rang the 4 insurance companies and couldn't get quoted. .although was able to get a quote for a kawasaki z750 from Adelaide.

Is there any other avenues to explore - one person mentioned actually going into the liberty offices and that I'd probably get a quote (even though they refused online and on the phone)..anyone have any experience of this?

cantdecide

Did you try for insurance on "factory restricted" 600s?

cojomo2

cantdecide wrote: »

Did you try for insurance on "factory restricted" 600s?

yep tried that..no luck...would be hard to find a factory restricted one anyway I'd imagine. Cheers

prunudo

You could look into doing an insurance assessment course which would reduce the cost of the policy. Theres 4 different grades and this reduces the policy depending on which grade you pass to. Think it's only Aon and liberty that recognize them, have a look at some of the instructors websites for prices.

The other thing is have you considered the sv650, which although not a supersport is still a lively bike and its a lower insurance group compared to the others. It also handles the restriction well

cojomo2

jvan wrote: »

You could look into doing an insurance assessment course which would reduce the cost of the policy. Theres 4 different grades and this reduces the policy depending on which grade you pass to. Think it's only Aon and liberty that recognize them, have a look at some of the instructors websites for prices.

The other thing is have you considered the sv650, which although not a supersport is still a lively bike and its a lower insurance group compared to the others. It also handles the restriction well

cheers..I asked about ther insurance assessment and one of the companies(Aon i think) mentioned if I got a grade 2, a restricted 600 ss bike may be an option.

Don't really like the sv650, looks a bit dated and much rather the inline4 set up. I'll have an unrestricted A permit in a couple of weeks now so may end up getting a z750 or ktm 690 sm...although I hate to settle for one of them considering the costs involved..

Peanut2011

amacca wrote: »

that was pretty much my point even though I was'nt particularly clear about it:)

he will have to restrict it to ride it legally and thus insure it and afaik they dont factory restrict r6's or cbrs.

He won't have to restrict if he takes out the new A licence come 19th of January. Insurance will be a problem I agree.

boboboy

hey dude. i got back into bikes aug 2011. i was 39 at the time. rang aon and they told me i could insure up to an 1100 shadow on provisional once i had my ibt done. i did that and then had to do an advanced training course which consisted of a 3 hour assesment. needed a grade 3 because i wanted a 1500 goldwing which i first insured through aon. cost me around 450 euro i think. but i got a grade 2 which ment i could buy my vfr750 whch cost me an extra 120 to insure. ofcourse both bikes have to be restricted to be legal;). also try adalide ins. thats who im with now. best of luck mate