Insurance increase 1.4 P to 1.5 D

corblimey

I'm considering a move from an 05 petrol 1.4 to an 09 diesel 1.5. All other things being equal, can anyone give me a rough ballpark so to the increase in insurance. I'll be saving at the pumps and the road tax, but I might reconsider if those savings are swallowed up by higher insurance.

testicle

corblimey wrote: »

I'm considering a move from an 05 petrol 1.4 to an 09 diesel 1.5. All other things being equal, can anyone give me a rough ballpark so to the increase in insurance. I'll be saving at the pumps and the road tax, but I might reconsider if those savings are swallowed up by higher insurance.

1 million pounds.

Ring your insurance company and ask. There are too many variables.

corblimey

testicle wrote: »

1 million pounds.

Ring your insurance company and ask. There are too many variables.

yeah, thanks, what sort of "variables"?

brennarr

corblimey wrote: »

I'm considering a move from an 05 petrol 1.4 to an 09 diesel 1.5. All other things being equal, can anyone give me a rough ballpark so to the increase in insurance. I'll be saving at the pumps and the road tax, but I might reconsider if those savings are swallowed up by higher insurance.

From what car to what car if you dont mind me asking? Im guessing the varibales would be your age, type of license & lenght of no claims bonus

quad_red

corblimey wrote: »

yeah, thanks, what sort of "variables"?

What model of car are you moving from and to?

A Civic is going to be more expensive to insure than an Astra etc.

Your new car will be worth more so will cost more to insure.

corblimey

Ok, I guess I can see the car make and model being a factor, but won't my no-claims, licence, age etc all be exactly the same? I'm considering a move from a Ford Focus to a Hyundaid Accent.

Raskolnikov

Insurance companies go by horse power, and not the size of the engine these days. For example, my 1.9 diesel costs less to insure than a 1.1 petrol I previously owned.

redsteveireland

Only person who can give you an answer is your insurance company..

R.O.R

Raskolnikov wrote: »

Insurance companies go by horse power, and not the size of the engine these days. For example, my 1.9 diesel costs less to insure than a 1.1 petrol I previously owned.

Although my 1.8T 180bhp "warm ish" hatch was cheaper to insure than my 2.0i 155bhp "Grandad Snoremobile" because the engine was smaller.

corblimey

corblimey wrote: »

can anyone give me a rough ballpark so to the increase in insurance.

F all :pac:
< 10% me thinks

Eoin

Raskolnikov wrote: »

Insurance companies go by horse power, and not the size of the engine these days. For example, my 1.9 diesel costs less to insure than a 1.1 petrol I previously owned.

Not exclusively - they also go by the profile of the car as well. e.g. a fast saloon might be cheaper to insure than a slower coupé.

testicle

corblimey wrote: »

yeah, thanks, what sort of "variables"?

Age, Address, Sex, Nationality, Marital Status, How long resident if non Irish/UK, Notifiable Medical Conditions, License Type, When obtained, Penalty Points, Convictions, Driving Experience, No Claims Bonus, Previous Claims, Current Car Make, Type, value, security, New Car Make, Type, value, security. That's about it.

pete4130

quad_red wrote: »

What model of car are you moving from and to?

A Civic is going to be more expensive to insure than an Astra etc.

Your new car will be worth more so will cost more to insure.

Not always true I've found. Some bangers that are 15 years old and worth less than €500/€1000 have a higher loading than newer more expensive cars. Thats just been my experience a few years ago.

mickdw

Considering the 2 cars you mention, I figure if you are type of person who gets insurance for 300 to 400 euro per year, the increase would be practically zero. however, you are a young male driver who pays 1500 euro per year, you could see an increase of a couple of hundred.
In my experience, insurers are not overly worried about the value of the car, more its power & its driver.

Opinicus

R.O.R wrote: »

Although my 1.8T 180bhp "warm ish" hatch was cheaper to insure than my 2.0i 155bhp "Grandad Snoremobile" because the engine was smaller.

Octavia vRS?