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VHI - not covered

  • 28-02-2011 2:25pm
    #1
    JonJoeDali
    Closed Accounts Posts: 537 ✭✭✭


    Greetings,

    Had a break in my insurance coverage over the last 5 years. Just got a bill for €35k. I'm unemployed and can't get a loan.

    What can I do?


Comments

  • #2
    Mr Magners
    Closed Accounts Posts: 817 ✭✭✭Mr Magners


    Were you not aware of the break in your cover?


  • #3
    JonJoeDali
    Closed Accounts Posts: 537 ✭✭✭JonJoeDali


    Mr Magners wrote: »
    Were you not aware of the break in your cover?

    No. I wasn't aware of the full terms and conditions of insurance. I used to be on the company VHI scheme about 7 years ago. Renewed in March 2007. Think there was a couple of months.


  • #4
    Mr Magners
    Closed Accounts Posts: 817 ✭✭✭Mr Magners


    JonJoeDali wrote: »
    No. I wasn't aware of the full terms and conditions of insurance. I used to be on the company VHI scheme about 7 years ago. Renewed in March 2007. Think there was a couple of months.

    But if you've had cover since March '07 then surely you should be covered for any new conditions?

    Unless they're getting you on the basis that it was treatment for a pre-existing condition, which existed since before March '07


  • #5
    JonJoeDali
    Closed Accounts Posts: 537 ✭✭✭JonJoeDali


    Mr Magners wrote: »
    But if you've had cover since March '07 then surely you should be covered for any new conditions?

    Unless they're getting you on the basis that it was treatment for a pre-existing condition, which existed since before March '07

    There was no pre-existing condition. I'll have to ring them up and see.


  • #6
    Mr Magners
    Closed Accounts Posts: 817 ✭✭✭Mr Magners


    If you've had an uninterrupted policy since March '07 I don't see how you're getting billed for treatment.

    Unless you've received a balancing statement which details what the VHI have paid on your behalf to your place of treatment and you're reading that as a bill that you owe?

    I'd be interested to hear how you get on.


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  • #7
    rainbowtrout
    Registered Users, Registered Users 2 Posts: 15,397 ✭✭✭✭rainbowtrout


    Does your policy cover the treatment you received, or more specifically the hospital you received treatment in if it was one of the private ones?


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