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getting a loan

  • 20-02-2011 9:52pm
    #1
    irish2011
    Registered Users, Registered Users 2 Posts: 16 ✭


    hi just wanted to know about getting a loan from credit union or a bank, need a loan for 10,000 but not sure if i will get it,im a student and i recieve 600 of grant every month and have just become unemployed but have left cv's in few places recently and im finished college in may so i will be able to sign on the social welfare if dont get a job, just wondering does anyone know if id have a chance of getting a loan?:confused:

    thanks


Comments

  • #2
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,077 ✭✭✭3DataModem


    600 pm student grant.
    No job.

    Not a chance in hell of a 10k loan.


  • #3
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    What do you need €10k for in college?

    Chances are slim to none, i would side more towards none. You have a limited fixed income.

    You would be talking about repayments of €200 per month over 5 years, which would be the max term allowed. Can you afford that at the moment realistically? Thats one third of your income gone straight away.


  • #4
    irish2011
    Registered Users, Registered Users 2 Posts: 16 ✭irish2011


    money i borrowed and now they want it back asap
    someone told me that i would have a chance of a loan from credit union, hoping to get a job soon as iv had plenty experience of the places i have applied for.

    10000 loan = over 4 year term which is 210 a month, if i have to sign on social welfare i will get 180 a week which is 720 a month..

    is it hard to get a student loan?


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