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Engine Died - will Insurance cover it?

  • 18-02-2011 5:46pm
    #1
    varney
    Registered Users, Registered Users 2 Posts: 28 ✭


    Driving home the other evening a loud banging started happening in my engine. I pulled over onto the hard shoulder and as I did so the engine stalled and died. Long story short when I got it to the garage they found a bearing had seized and the crank shaft was damaged.

    The cause appears to have been the oil pump failing. Verdict was a write off...

    I'm wondering if this kind of mechanical failure is covered by our comprehensive insurance ( Quinn Direct )?? I'm thinking not, but thought I'd put the question to the more experienced people here...

    Thanks,
    Mike


Comments

  • #2
    sincere113
    Closed Accounts Posts: 212 ✭✭sincere113


    No chance. They will not cover mechanical failure.


  • #3
    mickdw
    Registered Users, Registered Users 2 Posts: 23,686 ✭✭✭✭mickdw


    No


  • #4
    homer90
    Registered Users, Registered Users 2 Posts: 2,073 ✭✭✭homer90


    What car is it as a matter of interest ?


  • #5
    SpannerMonkey
    Registered Users, Registered Users 2 Posts: 2,106 ✭✭✭SpannerMonkey


    not a hope they wont cover failure of any component in a car


  • #6
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Any one else thinking vag ?
    homer90 wrote: »
    What car is it as a matter of interest ?


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  • #7
    homer90
    Registered Users, Registered Users 2 Posts: 2,073 ✭✭✭homer90


    RoverJames wrote: »
    Any one else thinking vag ?

    Yep 1.8T


  • #8
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    homer90 wrote: »
    Yep 1.8T
    was guessing 2.0 diesel myself


  • #9
    vectra
    Registered Users, Registered Users 2 Posts: 15,626 ✭✭✭✭vectra


    RoverJames wrote: »
    was guessing 2.0 diesel myself

    :eek:

    SHUT UP...!!! :D:D


  • #10
    johnthemull
    Closed Accounts Posts: 202 ✭✭johnthemull


    Assuming we are not referring to a shortened version of the female genitalia pray tell to the ignorant; what is a vag?


  • #11
    homer90
    Registered Users, Registered Users 2 Posts: 2,073 ✭✭✭homer90


    VW- Audi - Group


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  • #12
    ltdslipdiff
    Registered Users, Registered Users 2 Posts: 759 ✭✭✭ltdslipdiff


    VAG = Volkswagen Audi Group i.e. Skoda (AKA biggest boot ever), SEAT, VW, Audi.

    I was thinking Navara 2.5 TD myself.....


  • #13
    taintabird
    Registered Users, Registered Users 2 Posts: 347 ✭✭taintabird


    ltdslipdiff wrote: »
    VAG = Volkswagen Audi Group i.e. Skoda (AKA biggest boot ever), SEAT, VW, Audi.

    I was thinking Navara 2.5 TD myself.....

    they have been known to ventilate the block from time to time all right


  • #14
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    I'll go for a Saab!


  • #15
    -Corkie-
    Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    Mazda 6 diesel.


  • #16
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    RoverJames wrote: »
    Any one else thinking vag ?

    Yup, I'm thinking PD 140 anyway


  • #17
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    vectra wrote: »
    :eek:

    SHUT UP...!!! :D:D
    EPM wrote: »
    Yup, I'm thinking PD 140 anyway


    As ye know chaps VAGs are not my field of limited expertise, but the 2.0 diesel I was thinking of was the first ones 2005/2006 vintage :)


  • #18
    Eric Cartman
    Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    exactly what happened my astra, voting that astra 1.4 petrol


  • #19
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    RoverJames wrote: »
    As ye know chaps VAGs are not my field of limited expertise, but the 2.0 diesel I was thinking of was the first ones 2005/2006 vintage :)

    Yup, the 2 litre PD engines:)


  • #20
    projectgtr
    Registered Users, Registered Users 2 Posts: 2,462 ✭✭✭projectgtr


    well its not a honda :D


  • #21
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    projectgtr wrote: »
    well its not a honda :D

    I'd genuinely donate my car to charity if it was.


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  • #22
    Senna
    Registered Users, Registered Users 2 Posts: 8,800 ✭✭✭Senna


    1997 Mazda MPV

    Just going from older posts of his, but he might have a different car by now.


  • #23
    projectgtr
    Registered Users, Registered Users 2 Posts: 2,462 ✭✭✭projectgtr


    Limerick man wrote: »
    I'd genuinely donate my car to charity if it was.

    it was a joke but that made me 819_rolling-vi.gif


  • #24
    varney
    Registered Users, Registered Users 2 Posts: 28 ✭varney


    Thanks folks.......... looks like there's no point in even ringing the insurance so...

    I'm surprised at all the speculation over make and model... Corkie was closest........it's a Mazda MPV diesel ( 2.3 I think..) 1997...

    Mike


  • #25
    lomb
    Registered Users, Registered Users 2 Posts: 6,017 ✭✭✭lomb


    Ireland doesn't have a servicing culture and where it does the wrong oils are used at the wrong times. Oil and filter in VAG engines needs to be changed every 10k(ignore extended intervals) with fully synth 5/40 or 5/30 in the case of the 1.8t that meets vws specs. I have a 1.4(supposedly rubbish engine but actually great) with 80k + miles from new on 5/40 and its smooth like a sewing machine still.
    I had a toyota 1.3 98 that was run by a relative with low oil albeit fully synth where the oil pressure light(not level) was lit up for a few weeks and when I saw it I panicked. When the oil was changed a half liter came out,instead of 3.5! The engine still ran like a sewing machine when I let it go at 130k miles on it, I doubt a VW engine would but there we go...


  • #26
    Yawns
    Banned (with Prison Access) Posts: 4,255 ✭✭✭Yawns


    varney wrote: »
    Thanks folks.......... looks like there's no point in even ringing the insurance so...

    I'm surprised at all the speculation over make and model... Corkie was closest........it's a Mazda MPV diesel ( 2.3 I think..) 1997...

    Mike

    Think you'll find Corkie was only second. Senna got it spot on :D

    :D


  • #27
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    lomb wrote: »
    I have a 1.4(supposedly rubbish engine but actually great) with 80k + miles from new on 5/40 and its smooth like a sewing machine still.
    ...

    Wow :eek: 80K miles, that's unreal ;)


  • #28
    lomb
    Registered Users, Registered Users 2 Posts: 6,017 ✭✭✭lomb


    RoverJames wrote: »
    Wow :eek: 80K miles, that's unreal ;)

    Id happily drive the 75bhp another 80k but Ive got a 225bhp audi roadster TT now so the golf will have to take a back seat for the moment:D


  • #29
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    Limerick man wrote: »
    I'll go for a Saab!

    Yup, considering what happen the last time you went for a Saab...


  • #30
    -Corkie-
    Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    Yawns wrote: »
    Think you'll find Corkie was only second. Senna got it spot on :D

    :D

    I win because senna searched his post history as he said himself... I win!!!!..


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  • #31
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    Talking of the 1.4s, my brother just bought an '05 1.4 Octavia yesterday. I tried not to laugh when I heard the engine size, I really did. That said, he took me for a spin in it this morning and I was impressed. Quiet, comfortable, no squeaks or rattles and a boot you could start a small war in. Good spec too, but no alloys for some reason. I wouldn't buy less than a 1.9TDI in it myself, but it takes all sorts. Considering they were going to buy a' 06 1.6 Passat, I think the Octavia is the lesser of two evils.


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