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insurance

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  • 03-02-2011 9:33pm
    #1
    3pigs
    Registered Users Posts: 31 ✭


    i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking


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    #2
    Jarren
    Closed Accounts Posts: 4,692 ✭✭✭Jarren


    Bus and Minibus Insurance

    Whether you have an 8 seater minibus or a 52 seater coach AXA will cover your bus insurance requirements. With reduced rates for P.A.M.B.O. members.

    http://www.axaplus.ie/axa.htm


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    #3
    3pigs
    Registered Users Posts: 31 ✭3pigs


    jarecki1976 wrote: »
    Bus and Minibus Insurance

    Whether you have an 8 seater minibus or a 52 seater coach AXA will cover your bus insurance requirements. With reduced rates for P.A.M.B.O. members.

    http://www.axaplus.ie/axa.htm
    i rang them and they said because i want it for private use they dont do it thanks any way i have rang about 30 places and no joy


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    #4
    3pigs
    Registered Users Posts: 31 ✭3pigs


    3pigs wrote: »
    i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking
    bump


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    #5
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    3pigs wrote: »
    i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking

    Is it 9 seat including driver or 9 passengers + driver (10 together) ?


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    #6
    Welease
    Registered Users Posts: 3,834 ✭✭✭Welease


    Daft question.. but is this a similar problem to many 4x4/pickup owners?

    Insurance companies are reluctant to provide private insurance because it's a commercial vehicle (assuming yours is).. but they will provide commercial insurance which has a SD&P clause anyway.. So in essence you are covered.. (thats why I do from my L200).


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    #7
    Fey!
    Registered Users Posts: 4,184 ✭✭✭Fey!


    Any chance it's a drivers license issue; our standard B license only covers us for 8 seats, IIRC.

    They may be assuming that the OP only has a B license, even it the OP has the correct license.

    Try a broker such as Gogans in Dublin (01-2990299) or O'Sullivans in Galway (091-567395)


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    #8
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    Fey! wrote: »
    Any chance it's a drivers license issue; our standard B license only covers us for 8 seats, IIRC.

    To be precise - 8 passenger seats + driver = 9 person.
    That's maximum on B category licence.


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    #9
    3pigs
    Registered Users Posts: 31 ✭3pigs


    CiniO wrote: »
    Is it 9 seat including driver or 9 passengers + driver (10 together) ?
    its 8 plus driver anything over that you need a d1 which i have i only want it for private use i am a carpenter and have a van and she has a car but i have 4 kids and 2 step kids so it means taking the car and the van if we are going out any were together


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    #10
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    3pigs wrote: »
    its 8 plus driver anything over that you need a d1 which i have i only want it for private use i am a carpenter and have a van and she has a car but i have 4 kids and 2 step kids so it means taking the car and the van if we are going out any were together

    If it's only 8 passengers + driver then it's a normal car. It should be taxed privately, and you must be able to get private insurance for it.
    AFAIR there is some place in Ireland where you can apply with a complaint if you can't obtain insurance for your car.


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    #11
    3pigs
    Registered Users Posts: 31 ✭3pigs


    CiniO wrote: »
    If it's only 8 passengers + driver then it's a normal car. It should be taxed privately, and you must be able to get private insurance for it.
    AFAIR there is some place in Ireland where you can apply with a complaint if you can't obtain insurance for your car.
    i had it insured with quinn but i had to take out a fleet policy that cost 2100 euro and i taxed it private my insurance on my last car was 338 euro it was a 2l avensis crazy


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    #12
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    3pigs wrote: »
    i had it insured with quinn but i had to take out a fleet policy that cost 2100 euro and i taxed it private my insurance on my last car was 338 euro it was a 2l avensis crazy

    You shouldn't have paid so much.
    You should have insisted to get normal car policy on this car.


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    #13
    3pigs
    Registered Users Posts: 31 ✭3pigs


    CiniO wrote: »
    You shouldn't have paid so much.
    You should have insisted to get normal car policy on this car.
    they all just say there underwriters wont cover it:mad:


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    #14
    robtri
    Registered Users Posts: 5,473 ✭✭✭robtri


    ring the insurance ombudsman and tell him you have been denied insurance on your vehicle....

    iirc if you are turned down 3 or so times they are obliged to get u a quote


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    #15
    3pigs
    Registered Users Posts: 31 ✭3pigs


    robtri wrote: »
    ring the insurance ombudsman and tell him you have been denied insurance on your vehicle....

    iirc if you are turned down 3 or so times they are obliged to get u a quote
    will do thanks mate i will let you know how i get on


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