insurance

3pigs

i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking

Jarren

Bus and Minibus Insurance

Whether you have an 8 seater minibus or a 52 seater coach AXA will cover your bus insurance requirements. With reduced rates for P.A.M.B.O. members.

http://www.axaplus.ie/axa.htm

3pigs

jarecki1976 wrote: »

Bus and Minibus Insurance

Whether you have an 8 seater minibus or a 52 seater coach AXA will cover your bus insurance requirements. With reduced rates for P.A.M.B.O. members.

http://www.axaplus.ie/axa.htm

i rang them and they said because i want it for private use they dont do it thanks any way i have rang about 30 places and no joy

3pigs

3pigs wrote: »

i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking

bump

CiniO

3pigs wrote: »

i have a 9 seat toyota minibus and i cant get an insurance for private use any were any help out there thanks for looking

Is it 9 seat including driver or 9 passengers + driver (10 together) ?

Welease

Daft question.. but is this a similar problem to many 4x4/pickup owners?

Insurance companies are reluctant to provide private insurance because it's a commercial vehicle (assuming yours is).. but they will provide commercial insurance which has a SD&P clause anyway.. So in essence you are covered.. (thats why I do from my L200).

Fey!

Any chance it's a drivers license issue; our standard B license only covers us for 8 seats, IIRC.

They may be assuming that the OP only has a B license, even it the OP has the correct license.

Try a broker such as Gogans in Dublin (01-2990299) or O'Sullivans in Galway (091-567395)

CiniO

Fey! wrote: »

Any chance it's a drivers license issue; our standard B license only covers us for 8 seats, IIRC.

To be precise - 8 passenger seats + driver = 9 person.
That's maximum on B category licence.

3pigs

CiniO wrote: »

Is it 9 seat including driver or 9 passengers + driver (10 together) ?

its 8 plus driver anything over that you need a d1 which i have i only want it for private use i am a carpenter and have a van and she has a car but i have 4 kids and 2 step kids so it means taking the car and the van if we are going out any were together

CiniO

3pigs wrote: »

its 8 plus driver anything over that you need a d1 which i have i only want it for private use i am a carpenter and have a van and she has a car but i have 4 kids and 2 step kids so it means taking the car and the van if we are going out any were together

If it's only 8 passengers + driver then it's a normal car. It should be taxed privately, and you must be able to get private insurance for it.
AFAIR there is some place in Ireland where you can apply with a complaint if you can't obtain insurance for your car.

3pigs

CiniO wrote: »

If it's only 8 passengers + driver then it's a normal car. It should be taxed privately, and you must be able to get private insurance for it.
AFAIR there is some place in Ireland where you can apply with a complaint if you can't obtain insurance for your car.

i had it insured with quinn but i had to take out a fleet policy that cost 2100 euro and i taxed it private my insurance on my last car was 338 euro it was a 2l avensis crazy

CiniO

3pigs wrote: »

i had it insured with quinn but i had to take out a fleet policy that cost 2100 euro and i taxed it private my insurance on my last car was 338 euro it was a 2l avensis crazy

You shouldn't have paid so much.
You should have insisted to get normal car policy on this car.

3pigs

CiniO wrote: »

You shouldn't have paid so much.
You should have insisted to get normal car policy on this car.

they all just say there underwriters wont cover it:mad:

robtri

ring the insurance ombudsman and tell him you have been denied insurance on your vehicle....

iirc if you are turned down 3 or so times they are obliged to get u a quote

3pigs

robtri wrote: »

ring the insurance ombudsman and tell him you have been denied insurance on your vehicle....

iirc if you are turned down 3 or so times they are obliged to get u a quote

will do thanks mate i will let you know how i get on