123.ie Claims

Wompa1 · 26-01-2011 1:15pm #1

Hey Guys,

Was wondering if anyone here has ever claimed from 123.ie and if so what was their experience like?

Stevie Dakota · 26-01-2011 1:38pm

I claimed for broken glass, no problems whatsoever.

The Bishop Basher · 26-01-2011 2:37pm

Just cancelled my policy with them cause they wanted €40 everytime I wanted to do a temporary transfer. Then charged me €40 X2 for cancelling after 3 months. Also kept 40% of the premium. I'll never do business with them again.

Can't imagine they would be any different when sttling a claim.

Wompa1 · 26-01-2011 2:42pm

Swanner wrote: »

Just cancelled my policy with them cause they wanted €40 everytime I wanted to do a temporary transfer. Then charged me €40 X2 for cancelling after 3 months. Also kept 40% of the premium. I'll never do business with them again.

Can't imagine they would be any different when sttling a claim.

Never heard of a company doing that before. My policy states I can drive other cars with the owners permission and will be covered...wouldn't really need an actual temporary transfer ever..I'd assume you import cars or something like that, so the car is under your name and requires a transfer? or am I talking out my arse?

I have heard Quinn can be difficult to deal with settling a claim, I have never heard of anyone trying to settle a claim with 123.ie and they quoted me much lower than others

The Bishop Basher · 26-01-2011 2:48pm

No. I'm not in the trade.

I just bought a new car but still have to sell the old one. I need to be able to drive both on occasion till the other is sold.

I haven't ruled out calling the ombudsman yet.

CrowdedHouse · 26-01-2011 2:55pm

Wompa1 wrote: »

Never heard of a company doing that before. My policy states I can drive other cars with the owners permission and will be covered...wouldn't really need an actual temporary transfer ever..

Generally you just have bare 3rd party cover doing this i.e no fire/theft/accidental cover

Wompa1 · 26-01-2011 2:56pm

CrowdedHouse wrote: »

Generally you just have bare 3rd party cover doing this i.e no fire/theft/accidental cover

I didn't realise...hmmm I wouldn't drive somebody elses car anyway. I've done it maybe twice in my whole life. I haven't had any crashes either, I'm just the kind of person that thinks if it's going to happen it will happen when I'm in a situation like that

Wompa1 · 26-01-2011 3:08pm

That's true actually. I just asked for a quote on a car I'm thinking of buying and they told me about a 40 euro fear which is part of their Terms and Conditions so I assume it's in there...

The Bishop Basher · 26-01-2011 3:16pm

OSI wrote: »

Why? It would have been outlined in the T&C's of your insurance contract, you signed the contract agreeing to those terms so you can't go running to the Ombudsman when they bite you in the ass.

The double charge for cancellation isn't in there, at least I can't find it. That's why I said I haven't ruled it out...Yet.

I have no problem sucking it up if it's in the T&C's.

Learnt my lesson anyway. i usually only deal direct with the companies. It's the old story...Ya get what ya pay for :rolleyes:

The Bishop Basher · 26-01-2011 3:35pm

Just got a mail...

"Great Car Insurance Offers from 123.ie - Call or Click Today!"

Aaaggghhh :eek:

KERSPLAT! · 26-01-2011 3:51pm

Swanner wrote: »

Just cancelled my policy with them cause they wanted €40 everytime I wanted to do a temporary transfer. Then charged me €40 X2 for cancelling after 3 months. Also kept 40% of the premium. I'll never do business with them again.

Can't imagine they would be any different when sttling a claim.

That's funny, I changed my insurance temporarily last week for 3 days, TPFT and it cost €10 which is to cover admin, I don't like paying the €10, it was free with my last insurance company, but €10 isn't too bad

MarkoC · 26-01-2011 7:23pm

The fees are not in question here, they are still cheaper than Axa or whatever "quality" insurers.
I personally had trouble with AXA for over 2 years until i got my money back thanks to my solicitor, so I would love to read more stories about the claims here.

SpannerMonkey · 26-01-2011 7:57pm

a friend of mine is with 123.ie and wrecked his 1 year old bmw 320d and they paid out no problem he said they were a pleasure to deal with and couldnt be helpful enough.

im with them aswell never claimed but always nice to deal with unlike the likes of quinn etc and they are waaaaay cheaper with good benefits

123.ie Claims

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