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Looking for Dentist - offers payment plan

  • 20-01-2011 10:41am
    #1
    boys4
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi
    Anyone know dentist that would do a payment plan for having crown work done. I need this done but the costs would have to be spread out staggered. Anyone know a dentist that would do this. Anyone I phoned said I would need consultation 1st to discuss, I would end up wasting money if the dont do it so defeats purpose of trying to get sorted iykwim

    thanks


Comments

  • #2
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    From Galway city to Dental Issues.


  • #3
    Big_G
    Moderators Posts: 1,589 ✭✭✭Big_G


    I would say probably not. Most dentists do crowns in two visits, so you could pay in two installments I suppose. At my practice, we don't offer credit because there is no way for us enforce payment, in other words, unlike other companies, we cannot use debt collection agents because it is a breach of doctor patient confidientiality. Plus it is very difficult to actually get a credit license in this country.

    AFAIK.


  • #4
    btkm8unsl0w5r4
    Closed Accounts Posts: 9,535 ✭✭✭btkm8unsl0w5r4


    I would offer plans on longer treatments like implants that take 6-12 months. You pay every visit so that on the last day you are completed. As Big_G says I do not have a credit license so its not a credit agreement.

    The problem is that if you get the work done and there is money outstanding I have not guarantee that you will pay. This may not be the case for most honest people who have every intendion of paying but things happen. Direct debits tend to get cancelled and cheques cancelled. People say they don't like the perfectly good crowns and they wont pay however they don't want them replaced, just they wont pay. These are all things that have happened to me leaving me at considerable loss. So I say when the jobs inserted into you mouth the final amount is due that day. Would a car dealer let you off with a car you had not paid for, and he can repossess a car, I cant repossess a tooth, nor would I want to its no good to anyone but you.

    The question is really a bit pointless however, because if your credit is good there are plenty of banks and credit unions out there to lend you money. There used to be a company doing dental credit in Ireland but it went bust due to bad depts from the sub prime nature of this type of lending.


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