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An post Saving certificate question

  • 18-01-2011 6:56pm
    #1
    *Raverbaby*
    Registered Users, Registered Users 2 Posts: 7 ✭


    About 3 months ago i deposited a sum of money into an post using their saving certificate scheme, i have since lost my job and want to take half the money out but i'm not sure how to go about it.

    Firstly how do i take the money out, can i walk in and ask for it or is there some procedure and secondly if i want to keep the rest of the money in for the desired time will the interest still be calculated at the same percentage if i have taken some out!


Comments

  • #2
    Black Rock
    Registered Users, Registered Users 2 Posts: 28 ✭Black Rock


    Yes – you can ask for some of your money back at any time. Simply complete a withdrawal form and you will get a cheque within 7 business days. The rest of your money remains unscathed and continues to earn interest every six months as follows - .

    …………………NET TAX FREE
    ………………….AER......RETURN
    Year…..½……2.01%....1.00%
    Year 1…………2.10%....2.10%
    Year 1 ½…… 2.19%....3.30%
    Year 2…………2.27%....4.60%
    Year 2 ½…….2.44%....6.20%
    Year 3…………2.60%....8.00%
    Year 3 ½…...2.76%..10.00%
    Year 4…….....2.92%..12.20%
    Year 4 ½…...3.07%.. 14.6%
    Year 5…………3.28%...17.50%
    Year 5 ½…….3.53%...21.00%


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