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Car Insurance

  • 14-01-2011 12:29pm
    #1
    Sala
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭


    Hi, I know this question is asked a lot but I have been looking around and getting huge quotes. The OH wants to buy a car. He is looking a 2000 Honda Civic (100000miles!) 1.4 as he can get a good deal. The online quotes I'm getting are around 2300euro at best.
    He is 26, male on a provisional and no named driver experience. I know that it's bound to be high but my own first insurance aged 24 with no experience was 800euro!!!!
    I kind of figured since he was 26 it would be lower than most yound male learners. Does this amount sound right?


Comments

  • #2
    Mr. Larson
    Closed Accounts Posts: 1,429 ✭✭✭Mr. Larson


    Sala wrote: »
    Hi, I know this question is asked a lot but I have been looking around and getting huge quotes. The OH wants to buy a car. He is looking a 2000 Honda Civic (100000miles!) 1.4 as he can get a good deal. The online quotes I'm getting are around 2300euro at best.
    He is 26, male on a provisional and no named driver experience. I know that it's bound to be high but my own first insurance aged 24 with no experience was 800euro!!!!
    I kind of figured since he was 26 it would be lower than most yound male learners. Does this amount sound right?

    Sounds right to me. I'd say the bracket 'young male learners' probably extends to 28 or even 30 these days.


  • #3
    liger
    Registered Users, Registered Users 2 Posts: 756 ✭✭✭liger


    Sala wrote: »
    Does this amount sound right?

    Male + Provisional + no driving exp + Civic = Expensive!!!

    Their are probably some insurance companies that wont even quote for that combo.


  • #4
    Sala
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭Sala


    I told him already I heard a Civic is a bad car for a male driver to get insured on. Would it be much better with a 1ltr little car?


  • #5
    Schism
    Registered Users, Registered Users 2 Posts: 2,919 ✭✭✭Schism


    Although the Civic has a relatively small engine I'd imagine it's name precedes it and the fact he's on his first provisional won't help.

    Get a quote on something like this, It'll be more manageable.


  • #6
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    Can never understand why someone would buy a car they're not allowed to drive on their own


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  • #7
    Sala
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭Sala


    Schism wrote: »
    Although the Civic has a relatively small engine I'd imagine it's name precedes it and the fact he's on his first provisional won't help.

    Get a quote on something like this, It'll be more manageable.

    Thanks, did a quote there - quinn quoted 1800 on this, 2700 on the Civic :eek:


  • #8
    challengemaster
    Registered Users, Registered Users 2 Posts: 16,930 ✭✭✭✭challengemaster


    Sala wrote: »
    I know that it's bound to be high but my own first insurance aged 24 with no experience was 800euro!!!!
    I kind of figured since he was 26 it would be lower than most yound male learners. Does this amount sound right?

    It's ridiculously stupid tbh - I checked at one stage, to insure my GF, who at the time was on a learners permit, had 0 experience or NCB, was coming in a few hundred cheaper than I was paying with a full license and 2 years NCB...

    unfortunately, 2300 sounds about right...


  • #9
    Sala
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭Sala


    Going back through the quote it was actually more like 2600- I thought I got one at 2300 but I can't find it.
    think we better go look at a few 1ltr as above


  • #10
    Sala
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭Sala


    challengemaster wrote: »
    It's ridiculously stupid tbh - I checked at one stage, to insure my GF, who at the time was on a learners permit, had 0 experience or NCB, was coming in a few hundred cheaper than I was paying with a full license and 2 years NCB...

    unfortunately, 2300 sounds about right...

    Yeah it is ridiculous- I understand the higher premiums but the difference is huge. My friend similarly with a full licence, 2 years NCB added his girlfriend on a permit with no exp and his own policy was lowered by 300+euro.


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