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Injury Scheme - Alterative insurance

  • 14-01-2011 8:51am
    #1
    Starie1975
    Registered Users, Registered Users 2 Posts: 570 ✭✭✭


    Hello all,

    My query is, does your club offer an alterative insurance system for players to use?

    Our players pay an extra 20 euro each for the GAA Injury Scheme on top of the membership with Max payment at 5,000 euro. So for example if your bills cost 8,000 euro plus loss of earnings you only get 5,000. On top of that the claim form is getting harder to fill in.

    Thanks.


    http://www.willis.com/sites/ireland/gaa/gaa.htm
    The mandatory scheme provides benefit to members playing the national games of Hurling, Gaelic Football, Handball and Rounders whose clubs are registered with the scheme and also to accredited club personnel performing designated duties in connection with the activities of Clubs registered in the Scheme.
    The Injury Scheme is funded entirely from Club and GAA funds with no outside (e.g. insurance) involvement. There is no legal obligation on the GAA to provide such a Scheme. Risk is an inherent factor in sport, as in life. When members voluntarily take part in Club Activities, they accept the risks that such participation may bring. Legal representation is not required and there is strictly no Legal Expenses Cover amongst the benefits provided.
    The Injury Scheme does not seek to compensate fully for injury but to supplement other Schemes such as Personal Accident or Health Insurance. The Scheme only provides cover for unrecoverable losses up to the limit specified under the scheme
    Ultimately, the responsibility to ensure that adequate cover is in place lies with the individual member, commensurate with his/her specific needs.


    I've looked up previous treads on this this topic
    http://www.boards.ie/vbulletin/showthread.php?p=54938202 .


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