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No claims bonus question

mawk · 2011-01-12 22:01:48

Hey guys, I request your knowledge. I had a tap over the weekend and its gone to insurance. so my no claims is gone :( But I'm at the start of my new years policy, and I'm wondering if this time next yeardo I have 11 months clean or no months clear as it was a claim on this policy. tldr; Does the bonus go by actual time or…

12-01-2011 10:01pm

#1

mawk

Registered Users, Registered Users 2 Posts: 2,738 ✭✭✭

Join Date: April 2005

Posts: 2590

Hey guys, I request your knowledge.

I had a tap over the weekend and its gone to insurance. so my no claims is gone
But I'm at the start of my new years policy, and I'm wondering if this time next yeardo I have 11 months clean or no months clear as it was a claim on this policy.

tldr;
Does the bonus go by actual time or full policy length

0

Comments

#2 12-01-2011 10:07pm

L1011

Registered Users, Registered Users 2 Posts: 71,170 ✭✭✭✭

Join Date: July 2002

Posts: 67860

Policy year is the general one that other insurers will want to know. Quinn's NCDs from experience have two entries, one is years since last claim and the other is policy years.

0
#3 12-01-2011 10:27pm

oldyouth

Closed Accounts Posts: 4,754 ✭✭✭

Join Date: April 2009

Posts: 4680

If you have had a claim in this year's period of insurance, you will have 0 no claims bonus at your next renewal date (unless you had a protected bonus)

0