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bank loan

  • 12-01-2011 5:32pm
    #1
    brilou23
    Registered Users, Registered Users 2 Posts: 1,048 ✭✭✭


    i earn about 240 a week and i wanted to get a loan for about 1500 is there any place that would give me a loan or were would be the easiest


Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    1. Do you currently have an account with a bank or credit union?

    2. Have you ever taken out a loan with a financial institution? If 'yes', did you pay it off on time i.e. according to the agreed schedule?

    3. Do you have a credit card?

    All of these issues will help or hinder you towards getting a loan, in particular if you had a loan in the past and paid it off and are now in employment you're probably 90% of the way to getting loan approval.

    By 'hinder' I mean that if you had a loan and were late with repayments or if you have a credit card and have a history of late payments, both of these will act against you.


  • #3
    Rebel1977
    Registered Users, Registered Users 2 Posts: 802 ✭✭✭Rebel1977


    Is the €240.00 mandated to your account each week, if not you will have to provide pay slips etc


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