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Insurance issues I'm coming up against

  • 07-01-2011 10:18pm
    #1
    johnos1984
    Closed Accounts Posts: 6,096 ✭✭✭


    I've had 2 classic cars without any issues however I had a nasty surprise when I went to get some quotes today.

    My quotes went sky high due to the fact that I only have one full years no claims bonus, there wasn't an issue when I had non :rolleyes:

    If I try one of the online quotes systems I get declined as I had a crash and my car was stolen (1 month apart).

    Anyway I tried Carol Nash and a few others and all declined to quote due to the NCB situation.

    Does anyone know if this is now the way it is and if I'll just have to put my next classic through regular insurance even though it will be rarely used?

    Axa quoted me but it was the same as regular classic insurance. 1 car is over 32 years old the other is registered in 1995.


Comments

  • #2
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    can you transfer your road car policy for the odd weekend? The trouble with that is that your car is un-insured and not protected in case of theft or fire.


  • #3
    KeRbDoG
    Registered Users, Registered Users 2 Posts: 4,335 ✭✭✭KeRbDoG


    corktina wrote: »
    can you transfer your road car policy for the odd weekend? The trouble with that is that your car is un-insured and not protected in case of theft or fire.

    Some companies won't let you transfer your insurance to another car thats in your name to stop folks doing this and some charge you per transfer so don't think that idea is a runner for most


  • #4
    johnos1984
    Closed Accounts Posts: 6,096 ✭✭✭johnos1984


    KeRbDoG wrote: »
    Some companies won't let you transfer your insurance to another car thats in your name to stop folks doing this and some charge you per transfer so don't think that idea is a runner for most

    It would work indeed for me but I would hope to use the car every weekend which I know the broker wouldn't be too happy about


  • #5
    seosamh1980
    Closed Accounts Posts: 1,126 ✭✭✭seosamh1980


    Try http://www.campionins.com/

    I got my classic insurance with them for next to nothing and all I has to do was join a classic car club.

    Total cost was €150

    Best bet is to ring them and see what they can do for you


  • #6
    superfly35
    Registered Users, Registered Users 2 Posts: 380 ✭✭superfly35


    Maybe try first Ireland, I know that u can have your normal car as daily and classic car for a extra money and try to contact Irish vintage society of Ireland.
    IVS are link to a insurrance.

    I hope you will find something soon.

    Where you responsible in the car crash?


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  • #7
    johnos1984
    Closed Accounts Posts: 6,096 ✭✭✭johnos1984


    seosamh1980 wrote: »
    Try http://www.campionins.com/

    I got my classic insurance with them for next to nothing and all I has to do was join a classic car club.

    Total cost was €150

    Best bet is to ring them and see what they can do for you

    Thanks for the link above.

    Campions are being very helpful so hopefully I'll know in the next few days if a reasonable quote can be gotten.


  • #8
    seosamh1980
    Closed Accounts Posts: 1,126 ✭✭✭seosamh1980


    Nice one, let us know how you get on.


  • #9
    johnos1984
    Closed Accounts Posts: 6,096 ✭✭✭johnos1984


    seosamh1980 wrote: »
    Nice one, let us know how you get on.


    I got on very well.

    They are happy to quote me at the standard prices even with my previous claim.

    Very nice guys and very happy to deal with enthuasiastc.

    Now I just have to find a nice car.

    If anyone is selling something, preferably grade 2 condition (usable classic but not for the concours) send me a PM and I'll consider it.

    Budget is mediocre so nothing expensive:D


  • #10
    Caddyman
    Banned (with Prison Access) Posts: 282 ✭✭Caddyman


    corktina wrote: »
    can you transfer your road car policy for the odd weekend? The trouble with that is that your car is un-insured and not protected in case of theft or fire.

    FYI
    AXA do a lying up policy which is a lot cheaper obviously.........


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