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Best finance deals?

  • 03-01-2011 10:11pm
    #1
    Gloomtastic!
    Registered Users, Registered Users 2 Posts: 8,826 ✭✭✭


    Looking for good finance deals for buying a car - new or nearly new. Is anyone offering 0% finance out there?


Comments

  • #2
    jack67
    Registered Users, Registered Users 2 Posts: 209 ✭✭jack67


    was wondering this myself op,anyone know the best finance deals out there?


  • #3
    quad_red
    Registered Users, Registered Users 2 Posts: 5,564 ✭✭✭quad_red


    I'd say it's unlikely in this climate. The days of cheap credit are gone. It would cost a manufacturer an arm and a leg to get that.


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Cheap credit was never cheap, the interest was simply hidden in the purchase price. 0% finance is generally the most expensive way to buy a car.


  • #5
    mickdw
    Registered Users, Registered Users 2 Posts: 23,686 ✭✭✭✭mickdw


    0% finance is a scam. It is generally only available against full retail price & usually on cars that you could typically expect maybe a 2k discount.
    There is no such thing as free finance. The banks are getting interest, you can be sure of that.


  • #6
    santiago
    Closed Accounts Posts: 55 ✭✭santiago


    mickdw wrote: »
    0% finance is a scam. It is generally only available against full retail price & usually on cars that you could typically expect maybe a 2k discount.
    There is no such thing as free finance. The banks are getting interest, you can be sure of that.

    No scam if the fianance is agreed with manufacturer .
    In Italy for example you can get finance with 0 deposit and 60 months interest free.
    Fiat are offering this for certain models but during the year you can get this deal for almost all models
    http://www.fiat.it/cgi-bin/pbrand.dll/FIAT_ITALIA/promotion/promotion.jsp

    I will put my name down for a Ferrari with 0 deposit and 0% interest :)


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  • #7
    mickdw
    Registered Users, Registered Users 2 Posts: 23,686 ✭✭✭✭mickdw


    santiago wrote: »
    No scam if the fianance is agreed with manufacturer .
    In Italy for example you can get finance with 0 deposit and 60 months interest free.
    Fiat are offering this for certain models but during the year you can get this deal for almost all models
    http://www.fiat.it/cgi-bin/pbrand.dll/FIAT_ITALIA/promotion/promotion.jsp

    I will put my name down for a Ferrari with 0 deposit and 0% interest :)

    Its a sales scam by the manufacturers. Say the car is 20k retail. They will sell you the car for 20k with 0% interest. The point im making is, you could walk in with cash & have the car for maybe 18k or 17.5k or whatever which is the real cost of the car so you are in effect paying 2 to 2.5k 'interest'


  • #8
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    santiago wrote: »
    No scam if the fianance is agreed with manufacturer .
    In Italy for example you can get finance with 0 deposit and 60 months interest free.
    Fiat are offering this for certain models but during the year you can get this deal for almost all models
    http://www.fiat.it/cgi-bin/pbrand.dll/FIAT_ITALIA/promotion/promotion.jsp
    The point is that the cost of the finance is included in the price of the car. It's not free, it's just (badly) hidden.


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