Insurance question regarding young driver and Ford Capri

W.Shakes-Beer

Hello all,

I am considering this year, as I turn 21 in march to treat myself to a car I've always loved, the Mk3 Ford Capri.

I currently drive a car and have a full licence and no claims bonus of 2 years. I'd be trying to pick up a fairly tidy Capri to use as a daily driver.

I'd be looking at a 1.6 laser spec model for insurance/tax/fuel reasons.

Just wondering, what figure would I be looking near for insurance?

Also, how are they in general as a daily car to use?

Cheers:)

Redrocket

you should ring some insurance companies about insurance? figure out how much it will cost to insure before you think of much more.

my 2L laser was a dog on fuel, altho it was better on fuel than a sierra i had at the same time on long runs. apparently the best the thing you can do is buy an electronic ignition, for fuel economy, more power, and easier starting on cold mornings. on another note, if you can find one close to 30 years old, tax will be cheap, and this might offset your budget for insurance and petrol

I loved mine as a daily driver, dont let the lack of power steering put you off, buy the best you can it will cost you less in the long run.

superfly35

Try First Ireland for the insurance they do classic car insurrance on daily driver.

Dades

Loads of insurance info in this thread.

Stained Class

W.Shakes-Beer wrote: »

Also, how are they in general as a daily car to use?

Cheers:)

Well, as you're only 21, I'm assuming that this might be your first car.

If so, It'll be grand.

If you're used to anything from the '90s onwards, it will seem prehistoric!

Wipers, lights, lack of ABS, Traction control, central locking, etc will be a pain.

You will be basically be driving a refined version or a 1968 car, (they were very outmoded by the '80s).

On the other hand though, if your handy with the spanners, they're very easy & cheap to look after.

I love 'em & have had a few in my time.:D

Buy the best one you can afford & avoid one with rust issues, (mechanical stuff is quite easy & cheap to fix).

Basil Fawlty

Have a look for a laser model. They all came with a nice enough trim and a five speed gear box. Ive had 15 capris and the 2.0 with a five speed is the best allrounder. I drove them as a daily driver up till a few years ago.

If its a big deal you can retro fit power steering. Its a little bit of work but not impossible.

_Conrad_

you'll get insurance if you shop around, i could insure a 1.6 capri at 18, and i know someone else who had a 2litre insured properly for the last couple of years since he was 19. It's unusual for someone young to try it, but it's by no means impossible.

W.Shakes-Beer

superfly35 wrote: »

Try First Ireland for the insurance they do classic car insurrance on daily driver.

Dades wrote: »

Loads of insurance info in this thread.

Cheers

Stained Class wrote: »

Well, as you're only 21, I'm assuming that this might be your first car.

If so, It'll be grand.

If you're used to anything from the '90s onwards, it will seem prehistoric!

Wipers, lights, lack of ABS, Traction control, central locking, etc will be a pain.

You will be basically be driving a refined version or a 1968 car, (they were very outmoded by the '80s).

On the other hand though, if your handy with the spanners, they're very easy & cheap to look after.

I love 'em & have had a few in my time.:D

Buy the best one you can afford & avoid one with rust issues, (mechanical stuff is quite easy & cheap to fix).

I actually currently have a 00 Astra and was driving a 97 Astra before that, driving since 18th bday. Love my current car as I have it kept very tidy and tastefully/subtly modified (nothing tatty). I'm not sure whether I'd get rid of it, might be a case of putting it off the road or alternating between the two.

Lack of power steering wouldn't bother me to much, I see it as part of the enjoyment of the car. I'd be fairly handy with spanners as well which would help - I don't think Capri's have too much advanced technology under the hood

Thanks for the advice.

ciarancapri wrote: »

Have a look for a laser model. They all came with a nice enough trim and a five speed gear box. Ive had 15 capris and the 2.0 with a five speed is the best allrounder. I drove them as a daily driver up till a few years ago.

If its a big deal you can retro fit power steering. Its a little bit of work but not impossible.

Would love a 2.0 S but for me fuel/tax/insurance would probably be tough.

Ideally would like to pick up a 1.6 laser.


I'm in no real rush anyway, it'll be a play it by year job and see how the finances are

Thanks for all the input and info folks.

chandler86

I'm a Capri owner, and I'm 24. I have my insurance with Carole Nash and it cost e500 for the year. It won't get too much cheaper until you are over 25 I don't think. An awful lot of insurers don't insure cars over 20 years old. But FBD/Aviva do. But they quoted over a grand for me.

Just to let you know they make great daily drivers. You just need to look after it well. It's my pride and joy!

Paparazzo

ciarancapri wrote: »

Have a look for a laser model. They all came with a nice enough trim and a five speed gear box. Ive had 15 capris and the 2.0 with a five speed is the best allrounder. I drove them as a daily driver up till a few years ago.

If its a big deal you can retro fit power steering. Its a little bit of work but not impossible.

What are the 3L ones like? I was thinking of getting one, mark 2 or 3, pre 1980. I have a bike, but no car, so was thinking of getting something a bit different.