No motor tax?!

eve85

Hi my silly friend has been caught for no tax the other day and the gardai took her details and said the fine will be in the post, But she is worrying because had cancelled her insurance policy a few weeks beofre because it was too expensive and was looking for a cheaper one, she knows she was stupid to be driving without insurance either but thinks the gardai will check her detail when issuing her ticket, can anyone help clarify this?

I reckon she'll get fined for non display of tax and may well have to pay back tax so may need the car insured to tax it.

PrettyBoy

Your "friend" better hope the Gardai don't look too much into it. That's all you your friend can do.

bladespin

She may be asked to produce her insurance cert at the station, she may not, it depends on whether her luck's in or out. Driving about after cancelling insurance, she deserves no sympathy though.

djimi

She cancelled her policy while looking for a cheaper policy...? Good lord.

no1beemerfan

I'm sorry but I do hope the Guard checks out the insurance........I better stop here or I'll be getting banned :mad:

Ginger Nut

djimi wrote: »

She cancelled her policy while looking for a cheaper policy...? Good lord.

I have to ask what planet your friend is on - what would happen if they were in an accident - and wrecked another car or worse wrecked another person - tell them no sympathy here:(:(:(:(

v240gltse

unbelievable :mad: :mad::mad::mad:

so your friend decided in order to save a few euro's to cancel her insurance and THEN go looking for cheaper cover , why not approach the insurance company in the first place to try and work out something??.

jesus i hope the Guards dig good and deep and she get everything that's coming to her as its Muppets like this that has my and everyone else insurance premiums high.

homer90

JerCotter7

PrettyBoy wrote: »

Your "friend" better hope the Gardai don't look too much into it. That's all you your friend can do.

Paranoid much?

Sids Not

So people are still pulling this trick....Insure car, tax car...cancel insurance but "forget" to return disc....Tax runs out, go to different insurer and start over.......idiot..If the Garda does'nt follow this up i'd be more angry with him...:mad:

JoeySully

That makes no sense at all :rolleyes: looking for a cheaper policy?

To take out a monthly payment insurance policy you have to pay a deposit which is generally much more than the monthly payments so if your friend couldn't afford not to pay the monthly amount then how was she going to pay the deposit for the new policy.

I think this trick is being used a LOT. Young fellas/gals taking out monthly pay policy's and cancelling them after they get the disc.

Please come back and tell us that your friend got caught for no insurance if it does happen.

homer90

The sooner ANPR is up to speed the better.

JerCotter7

JoeySully wrote: »

That makes no sense at all :rolleyes: looking for a cheaper policy?

To take out a monthly payment insurance policy you have to pay a deposit which is generally much more than the monthly payments so if your friend couldn't afford not to pay the monthly amount then how was she going to pay the deposit for the new policy.

I think this trick is being used a LOT. Young fellas/gals taking out monthly pay policy's and cancelling them after they get the disc.

Please come back and tell us that your friend got caught for no insurance if it does happen.

Yes because no one else is capable of doing it. I have never once drove my car without insurance. More than can be said for a lot of older people on the road.

A lot of older fellas/gals don't even have a driving test to back up their licence.... No need to stereotype.

JoeySully

JerCotter7 wrote: »

Yes because no one else is capable of doing it. I have never once drove my car without insurance. More than can be said for a lot of older people on the road.

A lot of older fellas/gals don't even have a driving test to back up their licence.... No need to stereotype.

Im not stereotyping - I'm stating FACTS that have been admitted to me by "young fellas/gals "

The reason being that insurance for young people is very expensive so more of a reason to do it.

Matt Simis

JerCotter7 wrote: »

Paranoid much?

I dont think you know what paranoid means.

rebel.ranter

homer90 wrote: »

The sooner ANPR is up to speed the better.

Some Garda cars have ANPR fitted but they have to be manually updated by the Gardai using a memory stick. Apparently they didn't pay out the extra to have it update via a remote connection with SIM card installed. Do you reckon tat regular members of the could be bothered their arse updating the system? Que another waste of money.
Appaently driving without insurance is more common than you would think. That doesn't mean it is not treated very seriously. I would be surprised if this person gets away with driving without insurance.

timogen

EVE85........Just out of interest what was your friend doing that was so important at the time she was stopped by the gardai.
And was your friend also using the insurance disc at the time she was stopped that was meant to be returned to the insurance company at the time she cancelled the insurance?
To me she wasnt silly she new exactly what she was doing and got caught and fully deserves whats coming to her.
no tax wouldn't really affect peoples lives if she crashed but no insurance definetly would.
She will have to insure the car and back tax it as she wont be able to get a guard to sign the form to say the car was off the road when she has been stopped driving it but she will only be paying for what she should of had in the first place.
But if the guard checks her details she will see the inside of a courtroom which i believe she should.

JerCotter7

Matt Simis wrote: »

I dont think you know what paranoid means.

Better define it for me so.

JerCotter7

JoeySully wrote: »

Im not stereotyping - I'm stating FACTS that have been admitted to me by "young fellas/gals "

The reason being that insurance for young people is very expensive so more of a reason to do it.

So because a few younger people have told you they did it that means it's a fact that "a lot" of young people do this? What about the FEW older people in the country side that drive there old beat up cars without even trying to hide the fact that it doesn't have or hasn't had NCT for many years. Never mind tax and even in some cases insurance.

So from a small sample I can now conclude that older people from every single place in Ireland drive without NCT, tax and sometimes insurance? Yea logical.

stimpson

Driving without insurance is generally punishable by a fine of up to €2,500, disqualification of one year or more for a first offence and two years or more for a second offence, and, at the discretion of the court, a term of imprisonment not exceeding six months.

Sounds like your "friend" may be in for a rude awakening.

Sids Not

JerCotter7 wrote: »

So from a small sample I can now conclude that older people from every single place in Ireland drive without NCT, tax and sometimes insurance? Yea logical.

Well they do in Bray..............:p

-Chris-

Thread closed because it's going to go nowhere.

My guess is that we'll never see the OP again.

@OP - your friend's an idiot.