Insurance Question

si_guru

Just registering my scooter tomorrow - I brought over from the UK when I moved here. Can someone recommend an insurer. I have a full bike license for 15 years, not sure if that makes any difference.

gipi

There are a limited number of insurance companies who do bikes,so it won't take you long to ring round for the best deal

Carole Nash
AON
Quinn
Adelaide

Sorry, I haven't got phone numbers to hand, but I'm sure they're in a post somewhere here in the Motorbike forum.

RosieJoe

see here for insurance company websites:
http://www.boards.ie/vbulletin/showpost.php?p=69539778&postcount=2

si_guru

Thank you!

si_guru

Went with Carole Nash... €220 TPO.... jeez.

I was paying £93 fully comp in the UK!

Here's a mad thing... my "2008" Scooter (reg 1/1/09) will get a 11KYxxxx plate as the mileage is so low!

Cuddlesworth

si_guru wrote: »

Went with Carole Nash... €220 TPO.... jeez.

I was paying £93 fully comp in the UK!

Here's a mad thing... my "2008" Scooter (reg 1/1/09) will get a 11KYxxxx plate as the mileage is so low!

Really? I'm making a point of not bothering ringing them after the last two years. On average quotes of 1.5k higher then the next.

I've currently got a Suzuki 125 and a Er-6n on a fully comp with Adealade for 500 2 years ncb. Cant beat that tbh.

cantdecide

Cuddlesworth wrote: »

Really? I'm making a point of not bothering ringing them after the last two years. On average quotes of 1.5k higher then the next.

I've currently got a Suzuki 125 and a Er-6n on a fully comp with Adealade for 500 2 years ncb. Cant beat that tbh.

2 years ncb, blackbird and gsx1400..... €500 fully comp with Adelaide.

si_guru

Next year I will have "Irish" NCB so let's see how it pans out.

MrPudding

cantdecide wrote: »

2 years ncb, blackbird and gsx1400..... €500 fully comp with Adelaide.

Wow. I miss living in Dublin, but when I see stuff like this I realise I don't miss it that much. I bought a new bike in August, 30 Anniversary R1200GS Adventure. I had zero no claims as my last bike was stolen, which cost the insurance company £12500. My fully comp price for the new bike, insured for £14500 was under £300.

MrP

PaudyW

yeah carole nash have been way to expensive for the last two years for me they used to be the cheapest but not anymore bunch of shady thieves

Paparazzo

MrPudding wrote: »

Wow. I miss living in Dublin, but when I see stuff like this I realise I don't miss it that much. I bought a new bike in August, 30 Anniversary R1200GS Adventure. I had zero no claims as my last bike was stolen, which cost the insurance company £12500. My fully comp price for the new bike, insured for £14500 was under £300.

MrP

Not bad, I have a 1200gsa and its costing me €400 TPO. It's actually gone up even though I've been with aon 5 years and haven't made a claim. Insurance in Ireland is a farce.

si_guru

MrPudding wrote: »

Wow. I miss living in Dublin, but when I see stuff like this I realise I don't miss it that much. I bought a new bike in August, 30 Anniversary R1200GS Adventure. I had zero no claims as my last bike was stolen, which cost the insurance company £12500. My fully comp price for the new bike, insured for £14500 was under £300.

MrP

My brother in Manchester has a GS1200 Adventurer... previous owner was Charlie Borman.. really!

conorby

AON worth a call.

Green_Martian

Got my renewal today from adelaide for my Bandit 6 factory restricted, will have 3 yrs NCB, fully comp €554, thinking of upgrading to a GSXR 600 full power and guess what it's €651, think i might do the updgrade fingers crossed:D

Paparazzo

Carole Nash are weird. Got a quote off them yesterday and I turned them down cos it was crap. They called me today telling me they could do something about it. Went through all the details again only to be told the original quote was the best they could do. Fecken jokers

Paparazzo

Carole Nash are weird. Got a quote off them yesterday and I turned them down cos it was crap. They called me today telling me they could do something about it. Went through all the details again only to be told the original quote was the best they could do. Fecken jokers

defiant12

Another year with Quinn for me.
ZX9R, 2 yrs NCB, TPO - €320

Rang Carole Nash for a quote this morning - €1,233:eek:

KamiKazi

I'm dreading my insurance renewal when I move up to 1,000CC in June

honeybadger

defiant12 wrote: »

Another year with Quinn for me.
ZX9R, 2 yrs NCB, TPO - €320

Rang Carole Nash for a quote this morning - €1,233:eek:

jeas that was a v good quote to get from quinn,,ya must have did the driving assement i say??,,,,im with nash meself and im definately changing from them when renewll time comes,i paid 860 for third party only with them when i could have gotten fully comp off another crowd for 50 euro extra :mad:,,hindsight i know but fcuk that i havnt the money this year to be paying over the odds again

Luckycharm

Cuddlesworth wrote: »

Really? I'm making a point of not bothering ringing them after the last two years. On average quotes of 1.5k higher then the next.

I've currently got a Suzuki 125 and a Er-6n on a fully comp with Adealade for 500 2 years ncb. Cant beat that tbh.

Hmm getting quotes for my car have got a quote €150 cheaper then Axa currently offering - prob is I feel if I change my Motor bike 125 cc scooter fully comp €60 will fly up- it is a dilema

Paparazzo

defiant12, what bike is that quote on?

I have a change of address, now living in Dublin. So my TPO has gotten more expensive. I told them I'm driving less miles now, I have the same commute without the 10km each way on a motorway outside Dublin, but it doesn't matter. I fecken hate insurance companies.
How can they justify so much for TPO? I hate insurance companies

defiant12

Paparazzo wrote: »

defiant12, what bike is that quote on?

It's a 99 Kawasaki ZX9R, i'm 31, county Galway, full license 2 yrs with 2 yrs NCB.
I also have a car policy with Quinn, got a 10% discount for that.

I don't get bike insurance premiums either, especially the ridiculous quotes for young lads.
Where is the risk on a TPO policy to justify quotes of thousands??

MrPudding

defiant12 wrote: »

Where is the risk on a TPO policy to justify quotes of thousands??

Young rider negligently buries himself in the side of a car, fatally injures the driver, who is a reasonably high earning father of four young children, his wife is a passenger in the same car and suffers severe brain damage. That's why.

Even if it is not something so extreme, whilst they don't have to pay for the riders bike or gear, they have to pay for whatever he hit, plus legal expenses, assuming the rider was at fault, of course.

MrP

Paparazzo

Fúck sake, my premium has just gone up again! Because of a change of address from Meath to Dublin. I told them this just means that 3 quarters of my commute is gone, i don't have the long meath section, just the short dublin bit which I had anyway. Doesn't matter, more accidents in dublin blah blah blah. It's TPO.

You know that question they ask you, have you ever had any claims, weather you were at fault or not? Does that mean on someone elses insurance?

Cuddlesworth

Paparazzo wrote: »

Fúck sake, my premium has just gone up again! Because of a change of address from Meath to Dublin. I told them this just means that 3 quarters of my commute is gone, i don't have the long meath section, just the short dublin bit which I had anyway. Doesn't matter, more accidents in dublin blah blah blah. It's TPO.

You know that question they ask you, have you ever had any claims, weather you were at fault or not? Does that mean on someone elses insurance?

Yes. You have to notify them of a claim either way, even if a named driver. There is cross communication between the company's of a sorts, if you have a claim on your current insurance and you have a previous undisclosed claim as a named driver on somebody else's insurance they can void the insurance to third party and go after you for the amount paid out.