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Insured in snow??

  • 06-12-2010 4:32pm
    #1
    mac_iomhair
    Registered Users, Registered Users 2 Posts: 154 ✭✭


    if i crash in the snow, am i insured? I have heard some stories about insurance companies trying to worm out of paying up because of the snow, anyone got the facts on it? fully comp too.


Comments

  • #2
    TwoShedsJackson
    Closed Accounts Posts: 9,438 ✭✭✭TwoShedsJackson


    mac_iomhair wrote: »
    if i crash in the snow, am i insured?

    Yes.


  • #3
    mac_iomhair
    Registered Users, Registered Users 2 Posts: 154 ✭✭mac_iomhair


    i dont know if its that clear cut though, hearing stories from more people now about it...


  • #4
    x in the city
    Closed Accounts Posts: 7,134 ✭✭✭x in the city


    of course you are insured, who ever is telling these stories has no clue


  • #5
    bmw535d
    Registered Users, Registered Users 2 Posts: 1,160 ✭✭✭bmw535d


    yes if it doesn't state on your policy that you are not covered wile driving in snow. your policy is a contract. whats on it the the terms of the contract, if it's not said on the policy they can't make it up afterwards.Now if you had slick tires on that weren't manufacturer specification you could be in the ****.


  • #6
    Del2005
    Registered Users, Registered Users 2 Posts: 19,101 ✭✭✭✭Del2005


    mac_iomhair wrote: »
    i dont know if its that clear cut though, hearing stories from more people now about it...

    If you're fully licensed to drive the vehicle, it's got a valid NCT/DOE and the tyres are all OK then there's noway any insurance company can avoid paying out.

    If you're on a permit with 4 bald mismatched tyres, f**ked brakes, damaged shocks then they'll have an out. But they'll have the same out if you're driving on snow or the height of summer.

    Don't listen to people as half of them are lying and the other half don't know. But if you're really, really worried just call your insurance company and ask.


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