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Methods of online payment (under 18)

  • 30-11-2010 5:29pm
    #1
    Darkphenom
    Registered Users, Registered Users 2 Posts: 180 ✭✭


    I am 16 and I'm wondering what are the options for buying stuff online being under 18 and without a credit card.

    I have an aib bank account and I have a debit card (maestro/laser) which seems to be useless online.

    I have tried 3v but there are a lot of restrictions with it and theres a 5 euro charge for every top-up which is a lot imo because sometimes you only want 10 euro on it.

    Paypal would be good but as far as I know you have to be 18 or over to use it.

    I am surprised noone has come up with a method of payment for under 18s or for small payments.

    Anyone have any suggestions on this?


Comments

  • #2
    jor el
    Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    Apart from pre-pay cards, there's not a lot of options. Ulster Bank and PTSB offer Vida Debit cards on their accounts, but you may or may not qualify for one of those. You can't open a Paypal account, so forget that.


  • #3
    Sprrratt
    Registered Users, Registered Users 2 Posts: 1,119 ✭✭✭Sprrratt


    Darkphenom wrote: »
    I am 16 and I'm wondering what are the options for buying stuff online being under 18 and without a credit card.

    I have an aib bank account and I have a debit card (maestro/laser) which seems to be useless online.

    I have tried 3v but there are a lot of restrictions with it and theres a 5 euro charge for every top-up which is a lot imo because sometimes you only want 10 euro on it.

    Paypal would be good but as far as I know you have to be 18 or over to use it.

    I am surprised noone has come up with a method of payment for under 18s or for small payments.

    Anyone have any suggestions on this?

    Literally posted the exact same post a good few days back. Same age and everything :eek:


  • #4
    TanG411
    Closed Accounts Posts: 2,836 ✭✭✭TanG411


    With the 3V card, there is no surcharge up to and including €20. i.e. You buy a voucher for €20, you only pay €20.

    That would be your best bet if you only want to top it up by a tenner or so.


  • #5
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,077 ✭✭✭3DataModem


    PaySafeCard and Ukash,


  • #6
    Darkphenom
    Registered Users, Registered Users 2 Posts: 180 ✭✭Darkphenom


    Thanks for all input. I never knew you could top up 20 euro with no additional cost. I will look into 3v some more.
    Sprrratt wrote: »
    Literally posted the exact same post a good few days back. Same age and everything :eek:

    I am very surprised that noone has found an easy way of taking money off of young people online yet. I might have to keep getting my parents to lend me their credit card lol


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