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Phone Insurance Dilemma

  • 30-11-2010 11:26am
    #1
    Registered Users, Registered Users 2 Posts: 130 ✭✭


    Ok, I got a new HTC Hero with Meteor bill pay, I ended up losing it straight away:( I subsequently bought a replacement (Hero) off adverts:)

    The problem I have is that no insurance company will insure me since I have no proof of purchase. Could I provide my original receipt?

    Is there a company that would insure it since it is an expensive phone.
    I look forward to some feedback.


Comments

  • Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭Davy


    Have you asked if your house insurance will cover it?


  • Registered Users, Registered Users 2 Posts: 130 ✭✭MiCrOMaN1


    I am living in an apartment without any home insurance so thats not an option I appreciate the response though.


  • Registered Users, Registered Users 2 Posts: 7,299 ✭✭✭CantGetNoSleep


    If you use your original receipt, it is unlikely they would check the IMEI no with that on your actual phone. But technically it is still insurance fraud


  • Registered Users, Registered Users 2 Posts: 130 ✭✭MiCrOMaN1


    I have reported the original phone to Meteor as being stolen so I don't think that is an option.


  • Closed Accounts Posts: 133 ✭✭Fisher Calhoun


    On the topic of mobile insurance, who is reckoned to be the cheapest/best value insurer out there? Like the OP, I live in rented accommodation and don't have house insurance. I've a new Desire HD and thinking that I'd like it covered from accidental damage. Any suggestions/recommendations would be great!


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  • Registered Users, Registered Users 2 Posts: 130 ✭✭MiCrOMaN1


    I find it hard to believe that an expensive item like this needs a receipt before it is insured, what about paintings, fine china etc.


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