Car crash

Johnaldinioh

Im just wondering whats the story here. I had a crash there the last day bumper to bumper nothing major. the guards were called but then i talked the person into ringing back saying there is no need for guards to come. I told her i would pay for everything but now she is starting to become hesitant and asking for my insurance details which she never took on the day. Im wondering where i stand here ? Can i get away with it or what will happen. I was more than happy to pay at the start until she started fu##ing around by not showing up at panel beaters and not informing me of this .

djimi

If you caused the accident then its not up to you to dictate to her the terms of how the car will be repaired. If she agrees to allow you to pay for the damage without involving the insurance then she is entitled to go get a quote for the repairs from a garage of her choosing and forward it to you. You dont really have a right to dictate when and where she goes to get that quote.

Remember, she is within her rights to deal with the repairs thru her insurance company. Its a favour to you if she chooses not to.

stevenmu

I might be wrong on this, but I believe she has a right to your insurance details, and refusing to provide them is an offence.

I'd suggest to give her the details, but suggest to her that if she presents the bills to you directly it would be less hassle and waiting for her, insurance companies are never fun to deal with. At the same time inform your insurance company of the incident, give them any details possible including pictures or even drawings, and inform them that you intend to settle it directly with her if possible.

PCPhoto

Johnaldinioh wrote: »

Im just wondering whats the story here. I had a crash there the last day bumper to bumper nothing major. the guards were called but then i talked the person into ringing back saying there is no need for guards to come. I told her i would pay for everything but now she is starting to become hesitant and asking for my insurance details which she never took on the day. Im wondering where i stand here ? Can i get away with it or what will happen. I was more than happy to pay at the start until she started fu##ing around by not showing up at panel beaters and not informing me of this .

get away with what ??? crashing into the back of her and not paying.

by law you should have remained at the scene and/or reported it to the gardai and your insurance company - this could be very costly for you if she suffered any injuries (sometimes people discover they have whiplash a couple of days after the accident)

my understanding is that she should seek quotes of repair from at least 2 sources - this is time consuming - so be patient and allow her to do this on her own time.

Contact your insurance company and tell them you had a minor accident and are going to pay for the damage yourself - pass on any details you have of her to them(insurance etc).

Report the accident to the gardai - explain to them that you agreed it was minor damage(which is the reason you did not stay at the scene) and you are willing to pay for any repairs if required.

Tlevinxs

Johnaldinioh wrote: »

Im just wondering whats the story here. I had a crash there the last day bumper to bumper nothing major. the guards were called but then i talked the person into ringing back saying there is no need for guards to come. I told her i would pay for everything but now she is starting to become hesitant and asking for my insurance details which she never took on the day. Im wondering where i stand here ? Can i get away with it or what will happen. I was more than happy to pay at the start until she started fu##ing around by not showing up at panel beaters and not informing me of this .

If the guards didnt come in when you crashed a car, get your bumper done somewhere, and forget about her, she will never proof that it was you, coz there was no official record of the crash. She could go to the guards, but she wont be able to proof it. That only my opinion

jaffa20

Tlevinxs wrote: »

If the guards didnt come in when you crashed a car, get your bumper done somewhere, and forget about her, she will never proof that it was you, coz there was no official record of the crash. She could go to the guards, but she wont be able to proof it. That only my opinion

That's a great honest attitude to have.:rolleyes:

Tlevinxs

jaffa20 wrote: »

That's a great honest attitude to have.:rolleyes:

I know but life is life, if you wont struggle for yourself, for your money, you will have a difficult life. Wel i mean its her mistake, its the rule, if you crashed car, call the guards. Ive come thru all these, so i know

jaffa20

Tlevinxs wrote: »

I know but life is life, if you wont struggle for yourself, for your money, you will have a difficult life. Wel i mean its her mistake, its the rule, if you crashed car, call the guards. Ive come thru all these, so i know

No need to really call the guards for a minor fender bender and they usually won't turn up. The only mistake she made was not taking insurance details. It still doesn't excuse the OP or anyone to lie as it was their mistake in causing the crash and leaving the girls car in the state it's in so she's entitled to go through the insurance and they can decide how much it cost to get it back on the road as it was before.

Tlevinxs

jaffa20 wrote: »

No need to really call the guards for a minor fender bender and they usually won't turn up. The only mistake she made was not taking insurance details. It still doesn't excuse the OP or anyone to lie as it was their mistake in causing the crash and leaving the girls car in the state it's in so she's entitled to go through the insurance and they can decide how much it cost to get it back on the road as it was before.

+1

johnos1984

I hate to burst your bubble but if she took your reg number her insurance company can get your insurance details.

BTW if you are doing her out of a repair cost form an accident your caused you really are one low ****er as are you Tlevinxs

Its people like you that are responsible for half the threads here from honest folk who have been screwed

Tlevinxs

johnos1984 wrote: »

I hate to burst your bubble but if she took your reg number her insurance company can get your insurance details.

BTW if you are doing her out of a repair cost form an accident your caused you really are one low ****er as are you Tlevinxs

Its people like you that are responsible for half the threads here from honest folk who have been screwed

People have there own opinions, some might gud some not, thats what is this forum for. I wrote what il do if i was him. And by reading all these stuff, the lad decides by the end what would be the best solution to this problem.

Yea and no-one is going to give her details of the insurance by giving just a reg number, imagine i can f**ck up my bumber, get the reg number of some car and im calling to insurance company asking for a ins number, first thing they are going to ask is to give a report of the accident(which lad didnt have) from the gardai station.

Bit of thinking lad

johnos1984

Tlevinxs wrote: »

People have there own opinions, some might gud some not, thats what is this forum for.

Indeed often criminals can justify their crimes (a quote from the Sopranos for any other fans)

Tlevinxs wrote: »

I wrote what il do if i was him. And by reading all these stuff, the lad decides by the end what would be the best solution to this problem.

Committing a crime is not the best solution to any problem. If thats your attitude you are going to have many issues in life

Tlevinxs wrote: »

Yea and no-one is going to give her details of the insurance by giving just a reg number

Her insurance company won't give them to her but they will be happy to contact the other parties though and investigate the accusation

Tlevinxs wrote: »

imagine i can f**ck up my bumber, get the reg number of some car and im calling to insurance company asking for a ins number, first thing they are going to ask is to give a report of the accident(which lad didnt have) from the gardai station.

The Gardaí log every call into the station.

So with her description of the driver and car and the freshly resprayed bumper and the log of the incident in the Garda station yes I would imagine she has a strong case.

Tlevinxs wrote: »

Bit of thinking lad

Indeed

Tlevinxs

johnos1984 wrote: »

Indeed often criminals can justify their crimes (a quote from the Sopranos for any other fans)



Committing a crime is not the best solution to any problem. If thats your attitude you are going to have many issues in life



Her insurance company won't give them to her but they will be happy to contact the other parties though and investigate the accusation



The Gardaí log every call into the station.

So with her description of the driver and car and the freshly resprayed bumper and the log of the incident in the Garda station yes I would imagine she has a strong case.



Indeed

Good man, i do agree with some of your statemets And yea i was thinkin about these things like the record of the call n all the stuff, but there should be some answers to this aswell

angelfire9

Tlevinxs wrote: »

If the guards didnt come in when you crashed a car, get your bumper done somewhere, and forget about her, she will never proof that it was you, coz there was no official record of the crash. She could go to the guards, but she wont be able to proof it. That only my opinion

People like you drive insurance premiums for honest drivers like me through the roof! :mad:

Car accidents involving material damage only do not need to be reported to the Gardai
In this case however the injured party had actually rang the gardai and the OP persuaded her to cancel them so there is a record of the crash

In any event if the OP decides to act the tool the girl can contact her insurance company with the OP's details (car make model colour & reg no.) and her insurance company will get the OP's details from the Gardai and they can proceed with a claim against the OP's insurance for the full cost of the repairs and if I was in her shoes I'd be looking for extra payment for the stress the situation has caused as well!!!!!!!!!

OP you are LEGALLY obliged to provide your insurance details to the other party at the scene of the accident by failing to do so you have already committed an offence my advice is to contact the injured party and tell her to get 2/3 quotes from garages of HER CHOICE and pay whichever of them is the least
If you mess her around on this it could come back and bite you on the ass!

Anan1

Johnaldinioh wrote: »

Im just wondering whats the story here. I had a crash there the last day bumper to bumper nothing major. the guards were called but then i talked the person into ringing back saying there is no need for guards to come. I told her i would pay for everything but now she is starting to become hesitant and asking for my insurance details which she never took on the day. Im wondering where i stand here ? Can i get away with it or what will happen. I was more than happy to pay at the start until she started fu##ing around by not showing up at panel beaters and not informing me of this .

Simple, either you give her your insurance details or the Gardaí do. She then claims through your insurance.

Tlevinxs wrote: »

I know but life is life, if you wont struggle for yourself, for your money, you will have a difficult life. Wel i mean its her mistake, its the rule, if you crashed car, call the guards. Ive come thru all these, so i know

Each of these three sentences independently qualifies as nonsense in my book.

djimi

angelfire9 wrote: »

People like you drive insurance premiums for honest drivers like me through the roof! :mad:

Car accidents involving material damage only do not need to be reported to the Gardai
In this case however the injured party had actually rang the gardai and the OP persuaded her to cancel them so there is a record of the crash

In any event if the OP decides to act the tool the girl can contact her insurance company with the OP's details (car make model colour & reg no.) and her insurance company will get the OP's details from the Gardai and they can proceed with a claim against the OP's insurance for the full cost of the repairs and if I was in her shoes I'd be looking for extra payment for the stress the situation has caused as well!!!!!!!!!

OP you are LEGALLY obliged to provide your insurance details to the other party at the scene of the accident by failing to do so you have already committed an offence my advice is to contact the injured party and tell her to get 2/3 quotes from garages of HER CHOICE and pay whichever of them is the least
If you mess her around on this it could come back and bite you on the ass!

I have to admit I did a little ironic LOL when I read the two bolded statements in the same post... :rolleyes: