I Was refused a Sterling Bank Draft ???

faolteam

I went into the Bank of Ireland in Dame Street today I had to get a Sterling Bank Draft ,

The Teller said that she could not give me a Draft For 1000 stg even though i had the equivaliant in euros in my hand, she said i had to lodge it into my Bank Account and then i could withdraw it and she could write the draft , helllooooooooooooooooooooo ????. but it gets better .

even when i lodged the cash it to my very own account, when she withdrew it to write the draft she asked me for ID,

This whole Bank system is screwwed,Penny wise , Pound foolish easy knowing i wasnt loooking for a mortgage

javaboy

The whole banking system is sterk raving mad.

Gordon

Oh right, correct the spelling mistake eh?!

Sterling Bank draft you say? You should go into a bank and say - I want to discuss Sterling Bank Drafts please. Then when someone comes over to discuss this with you you should tell them that they are doing a jolly sterling job keeping the windows closed and the draughts out. I can assure you that they will find the quizzical situation with much hilarity.

Donkey Oaty

It's odd, but no doubt money laundering regs are behind it all.

There is a rationale to it - sort of.

muletide

Sterking is no longer in use the Eurko is all the rage these days

WindSock

Run around sterk naked in protest.

javaboy

You are all very immature. The guy made a simple mistake. :rolleyes:

Don't mind them failteam.

starbelgrade

Cook Storky Broke

stovelid

Bring ID. Send draft. Life goes on.

starbelgrade

javaboy wrote: »

You are all very immature. The guy made a simple mistake. :rolleyes:

Well said. Anybody can make a misterk.

faolteam

But thats whats wrong with this Country,

Irish Mentality They Get a Better kick out of Bad News Or Simple Mistakes,

You see Good News is boring,

No wonder they go round with there head up There Ass,

Ha Ha.

Oranage2

faolteam wrote: »

I went into the Bank of Ireland in Dame Street today I had to get a Sterling Bank Draft ,

The Teller said that she could not give me a Draft For 1000 stg even though i had the equivaliant in euros in my hand, she said i had to lodge it into my Bank Account and then i could withdraw it and she could write the draft , helllooooooooooooooooooooo ????. but it gets better .

even when i lodged the cash it to my very own account, when she withdrew it to write the draft she asked me for ID,

This whole Bank system is screwwed,Penny wise , Pound foolish easy knowing i wasnt loooking for a mortgage

This is a tell tale sign that the banks have no money..................................EVERYBODY PANIC

orourkeda

Durka Dur

Rabies

faolteam wrote: »

I went into the Bank of Ireland in Dame Street today I had to get a Sterling Bank Draft ,

The Teller said that she could not give me a Draft For 1000 stg even though i had the equivaliant in euros in my hand, she said i had to lodge it into my Bank Account and then i could withdraw it and she could write the draft , helllooooooooooooooooooooo ????. but it gets better .

even when i lodged the cash it to my very own account, when she withdrew it to write the draft she asked me for ID,

This whole Bank system is screwwed,Penny wise , Pound foolish easy knowing i wasnt loooking for a mortgage

Banks need to keep track of the money. Its only a paper trail.
No need to get pissed off over something so trivial. That is what Ranting & Raving is for.

skepticalone

yep , has been this way for a couple of years now ...u cant simply walk into a bank and buy a draft any more and money laundering legislation is behind it .

faolteam

stovelid wrote: »

Bring ID. Send draft. Life goes on.

Why would i need Id I had the cash, Wasn't a Mortgage, i was looking for ????

mikemac

Anti money laundering

You can blame John Gilligan for the crackdown

starbelgrade

faolteam wrote: »

Why would i need Id I had the cash, Wasn't a Mortgage, i was looking for ????

You wouldn't need a mortgage if you had a €1000.

faolteam

Rabies wrote: »

Banks need to keep track of the money. Its only a paper trail.
No need to get pissed off over something so trivial. That is what Ranting & Raving is for.

Come on , bit late for the Banks Keeping track of there money what about the money they lost they keeping a track of that too ,

And yea its true as for money laundering i could have gone to two banks and got 500 from each there would have been nothing said makes money laundering theory a joke

orourkeda

starbelgrade wrote: »

You wouldn't need a mortgage if you had a €1000.

You could build up a right little portfolio for that

Gordon

OP you should set up your own bank to provide these services. Sounds like there's a merket for them.

faolteam

Khloe Colossal Mouthful wrote: »

You could have got two from the same bank. They said to me one day the money needed to go through my account and I said it can't my account is over drawn and I dont have enough to clear it and get the drafts today, and I said how about you give me two for X amount and it doesnt need go through the account.....eh thats a good idea son. Job done. Think you can get a 999 postal order too.

Yea should have got 2 of them, prob what she wanted, so she could get 2 comissions

ha ha

stovelid

faolteam wrote: »

Why would i need Id I had the cash, Wasn't a Mortgage, i was looking for ????

You can argue the toss. I'll just bring ID, complete my transaction and quickly emerge back into my life.

Dravokivich

faolteam wrote: »

Come on , bit late for the Banks Keeping track of there money what about the money they lost they keeping a track of that too ,

And yea its true as for money laundering i could have gone to two banks and got 500 from each there would have been nothing said makes money laundering theory a joke

Get off yer high horse. yer just a disgruntled consumer because it didn't work out as easy as you thought it would be...

Turned out you were wrong... so what of it?

You think that's bad. They wouldn't even accept my deposit last week.

Apparently there's a difference between a sperm bank and one that deals with money. Who'd've thought it?

Canis Lupus

faolteam wrote: »

Come on , bit late for the Banks Keeping track of there money what about the money they lost they keeping a track of that too ,

And yea its true as for money laundering i could have gone to two banks and got 500 from each there would have been nothing said makes money laundering theory a joke

It's for compliance. I work in the money transfer business in the UK but still deal with the Irish regulator altho I'm not up to speed with banking regulations. I know for example you need ID to send €1,000 and above. Yes you can split amounts up but there have to be rules in place and lines have to be drawn and anyway usually there are monitoring systems in place to spot people splitting up money to avoid ID regulations etc.

Anywho, it must have taken all of an extra couple of minutes out of your day... Build a bridge and move on.

Hannibal Smith

It's always like that whether you need a sterling bank draft or a regular one. It's because of Money Laundering. Have you never seen The General where he goes in with cash to a bank to get a draft, comes out and sends his cronies in to nick the money back for him? That's the reason why we all have to lodge it to our account.

And like any withdrawal from your account, you need ID.

sbsquarepants

paypal, internet banking etc, there really is no need to be stepping foot in a bank anymore!

Hannibal Smith

faolteam wrote: »

Come on , bit late for the Banks Keeping track of there money what about the money they lost they keeping a track of that too ,

And yea its true as for money laundering i could have gone to two banks and got 500 from each there would have been nothing said makes money laundering theory a joke

that was to do with LENDING money, not taking money from some one's account.

Wossack

Oranage2 wrote: »

This is a tell tale sign that the banks have no money..................................EVERYBODY PANIC

You've only got enough money for the next 3 customers!?

Dravokivich

Wossack wrote: »

You've only got enough money for the next 3 customers!?

It's in Bill's house!

ChopShop

BOI staff always ask for me ID when i LODGE money.





Not.

drdeadlift

Gordon wrote: »

OP you should set up your own bank to provide these services. Sounds like there's a merket for them.

Comical clap clap

faolteam

Dravokivich wrote: »

Get off yer high horse. yer just a disgruntled consumer because it didn't work out as easy as you thought it would be...

Turned out you were wrong... so what of it?

Not as easy as it was for the banks to give out Mortgages like confetti,

The Perfect Dravo, Ha Ha.

faolteam

Hannibal Smith wrote: »

It's always like that whether you need a sterling bank draft or a regular one. It's because of Money Laundering. Have you never seen The General where he goes in with cash to a bank to get a draft, comes out and sends his cronies in to nick the money back for him? That's the reason why we all have to lodge it to our account.

And like any withdrawal from your account, you need ID.

But sure what difference does that make whether u lodge it to ur account or not the Money is still in the kitty if the cronies come into rob it hellloooooo....