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UK State Pension

  • 28-10-2010 12:55pm
    #1
    Sgt Pepper 64
    Registered Users, Registered Users 2 Posts: 9,627 ✭✭✭


    My sister lived and worked in the UK for nearly 15 years.
    Taxes and NI contributions deducted at source etc.
    For the last 2 of those years, she gave up work to have her first child, she then returned home to Ireland, where she is a Homemaker, ie stay at home full time non earning mum.
    What happens to her pension contributions that she built up whilst in the UK?
    She recently got a letter from the UK, saying they had noticed she had stopped contributions and she could pay a lump sum to catch up.
    What does she do about that? She already told (a different dept) the child benefits people, that she has moved back to the UK and stopped the payments


Comments

  • #2
    TheBeach
    Registered Users, Registered Users 2 Posts: 254 ✭✭TheBeach


    When your sister is coming up to her 60th birthday (pension age for a woman in UK) she should apply for her UK pension via Sligo (Irish Pension Office). It'll probably work out at something like <weekly UK pension rate> divided by 30 (30 years to qualify for full UK pension) and multiplied by 15.

    Has she looked into getting homemakers credits for her time at home here, just so her record doesn't have gaps? You could check out welfare.ie for info re same.

    Sorry don't know about paying for voluntary contributions but I personally wouldn't bother, especially if she gets her homemakers credits in Ireland and has worked or is intending to work in Ireland in the past or future, as between the 2 countrys she should come out with a full pension. She might want to get further information on this though.


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