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Visa CC vs Debit charges outside Eurozone (PTSB)

  • 18-10-2010 8:29am
    #1
    Registered Users, Registered Users 2 Posts: 247 ✭✭


    Just found What I'm looking for so FYI:

    Visa Credit Card:
    # Non-Euro Transactions: Currency Conversion Fee when withdrawing cash from a Visa Credit Card Account outside of the Eurozone.
    Will there be additional fees on the new Visa Debit Card?

    Visa Debit Card:
    No, the following existing charges will apply when using the Visa Debit Card.
    * When paying for goods or services outside the eurozone – 1.75% of the euro value of the transaction (min €0.46 max €11.43).
    * ATM transactions outside the EU will be charged 3.5% of the euro value (min €3.17 – max €11.43).
    * All non Euro withdrawals will be charged 3.5% of the euro value (min €3.17 – max €11.43).
    There is also an annual Government Stamp Duty applicable on ATM and Debit Card facilities. Where you use your card to withdraw money at an ATM a charge of €2.50 per annum per card is applied. When you use your card at a retailer there is also a charge of €2.50 per annum per card. If you use both facilities, then one charge of €5.00 per annum per card will be applied.

    BTW, I also noticed:
    * Debit Card Transaction - €1,500 per transaction (max of €2,500 within a 24 hour period) so beware of trying to do the same if you intend on using your Debit card on booking family flights.


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