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28yrs private sector, which PRSA for me?

  • 13-10-2010 2:28pm
    #1
    Goggles81
    Registered Users, Registered Users 2 Posts: 15 ✭


    Hi Everyone,

    The time has come to start my pension and I am trying to decipher all of the options. I am 28yrs old and work in a small private sector company; I currently pay 41% tax on approx €5000 per year and it is this portion of my 2009 income I wish to put in a pension before the October 31st 2010 deadline (I'm cutting it fine I know!)

    I believe a PRSA is the best option for me (so that a future employer would also have the option of paying in) and I would prefer to make an annual contribution rather than a monthly one so I could vary the amount annually depending on my circumstances and earnings.

    My employer offers an option with AIB but the charges are high.

    Would anyone have any recommendations for me?

    I do have family that can set up with pension with a number of providers without commission - Standard Life and Hibernian - if that makes a difference.

    Any advice is much appreciated!

    G*


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