Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

3rd Party Insurance

  • 04-10-2010 8:41am
    #1
    jc1980
    Closed Accounts Posts: 60 ✭✭


    Hopefully someone can help me here.

    If a person has a full licence and has 3rd party insurance, how many passengers are they covered to carry? Someone has recently told me that they are only cover to carry 3 + the driver. Which doesnt make any sense to me.


Comments

  • #2
    guil
    Registered Users, Registered Users 2 Posts: 10,534 ✭✭✭✭guil


    They are covered for the amount of seats in the car


  • #3
    jc1980
    Closed Accounts Posts: 60 ✭✭jc1980


    Thats what I though, knew it sound dodge. Thanks for the answer


  • #4
    pippip
    Registered Users, Registered Users 2 Posts: 2,249 ✭✭✭pippip


    If they only have four seatbelts in their car then they are telling the truth, but it wouldn't be a policy issue.


  • #5
    jc1980
    Closed Accounts Posts: 60 ✭✭jc1980


    Standard car, can carry 4 passengers and 1 driver all with seat belts. Think it must be crossed wires somewhere along the way saying they are only insured to carry driver and 3 passengers


  • #6
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    jc1980 wrote: »
    Standard car, can carry 4 passengers and 1 driver all with seat belts.

    What is the standard car?
    There are cars with pretty much anything between 2 and 9 seats.
    It's disclosed in field S.1 in VRC.
    You can carry as many passengers as it's stated there.


  • Advertisement
  • #7
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    do check the t&c of your policy though in case there's some bizzare clause.

    generally third partys (which includes passengers in your car) will always be paid out regardless anyway, but the insurance company will try get the money back off you. i guess overloading a car would reduce any potential claim from them though.


Advertisement