insurance Cert

congo_90

Coming home from work last night and the Garda start to follow me. Anyways after sometime they throw on the blues.

gard proceeds to ask usual questions. where am I coming from, licence etc.
At this point I'd like to point out it was from a pub carpark they followed. so I knew what they were up to. anyways few mins pass and he asked to see my insurance Cert. I told him I don't carry it and he got ratty. Anyways told me I've 10days. no problem.

I'm wondering though. am I obliged to carry this in the car? I only ever carry it for loan cars etc. I know I'm meant to carry my licence and I do.
I believe this system of showing an easily forged document is pointless. why not bring in an insurance database? what's to say my policy isn't cancelled? I'd still have Cert and disc. even a basic system would save the gard wasting my time asking me to produce on no suspicion other than "routine traffic stop ". We have to show proof of insurance when taxing a car.
sorry mods for mild rant

L1011

You're not oblidged to carry it, production within 10 days on request is all.

You did have the right insurance disc on display, right? A mate was asked to produce his when he had a Quinn disc with his old (UK) reg plate up once, with the Guard not actually telling him that was why he requested it. I've put the wrong one in my car before also!

congo_90

that just seems so counter productive. I've had to show in the past and I don't care about it but not obliged then have the gard kick up annoys me.
I'll kick up a thread in r_&r later on
Edit

Yea i had all correct (and upright lol )

Atlantic Dawn

If your car was torched and cert was inside it could lead to a dodgy insurance company denying the car was covered.

robtri

congo_90 wrote: »

. even a basic system would save the gard wasting my time asking me to produce on no suspicion other than "routine traffic stop ". We have to show proof of insurance when taxing a car.
sorry mods for mild rant

there would be nothing basic about the system that would be required to do that.....

Bazzo

By the way I don't think you can have a cert/disc if you've cancelled your insurance. I cancelled mine a while back and was asked to post back the disk and insurance before they cancelled it, and if I'd lost them to get a signed letter from the gards confirming this.

oldyouth

congo_90 wrote: »

We have to show proof of insurance when taxing a car.

Side issue but I've taxed my car online for 5 years now, never need to show a cert using that method, just put in the policy number and expiry date

mickdw

Bazzo wrote: »

By the way I don't think you can have a cert/disc if you've cancelled your insurance. I cancelled mine a while back and was asked to post back the disk and insurance before they cancelled it, and if I'd lost them to get a signed letter from the gards confirming this.

What about the old scum bag trick of cancelling the direct debit for insurance? They then continue to hold the cert and ignore and return requests.

mickdw

Bazzo wrote: »

By the way I don't think you can have a cert/disc if you've cancelled your insurance. I cancelled mine a while back and was asked to post back the disk and insurance before they cancelled it, and if I'd lost them to get a signed letter from the gards confirming this.

What about the old scum bag trick of cancelling the direct debit for insurance? They then continue to hold the cert and ignore any return requests.

CiniO

congo_90 wrote: »

I'm wondering though. am I obliged to carry this in the car?

Only what you need to have with you to be legal is your driving licence, and set of two or three discs on the windscreen.

Remember though, if you travel abroad, you are obliged to carry your insurance certificate, and vehicle registration certificate with you at all times when driving.
That also applies to NI and GB, while I don't think it's really enforced (which doesn't change that you are obliged to do it).

CiniO

congo_90 wrote: »

I'm wondering though. am I obliged to carry this in the car?

Only what you need to have with you to be legal is your driving licence, and set of two or three discs on the windscreen.

Remember though, if you travel abroad, you are obliged to carry your insurance certificate, and vehicle registration certificate with you at all times when driving.
That also applies to NI and GB, while I don't think it's really enforced (which doesn't change that you are obliged to do it).

congo_90

oldyouth wrote: »

Side issue but I've taxed my car online for 5 years now, never need to show a cert using that method, just put in the policy number and expiry date

ditto but you're still having to prove you've insurance no?

ok slight exaggeration on sayin insurance database is simple. still 2mins at the road side phone call to a dedicated number or even anpr system as seen in other European countries would surely be better than a gard now following up a lead on an honest citizen? not to mention the time I wasted tonight having to produce said documents and cost of getting to a station.

normally I'm told to move on once the gard realises I'm not Pissed on the road. I like this as it lets them catch real offenders. not me.